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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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620 N Highland Rd , Mill Spring, NC 28756
$850,000
Est. Payment: $4,777.03/mo
3 Bed
3 Bath
4486 Sqft
8.43 Acres
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

Discover privacy, space, and comfort in this beautiful home on over 8 beautiful acres in the Lake Adger community offering main-level living, generous flex space, and exceptional indoor-outdoor appeal. A flagstone-covered front porch creates a warm and welcoming first impression and inside, the impressive great room features soaring vaulted ceilings, a wood-burning fireplace, and a wall of windows overlooking the adjoining screened porch. The open layout flows seamlessly into the kitchen and formal dining room, making it ideal for everyday living and entertaining. The spacious kitchen is well appointed with granite countertops and backsplash, maple cabinetry, a center island, stainless steel appliances, a breakfast area, and an oversized walk-in pantry for exceptional storage. A large, screened porch provides the perfect place to relax while enjoying views of the private backyard. The main-level primary suite offers a spacious bath and walk-in closet. Two additional main-level bedrooms share a thoughtfully designed Jack-and-Jill bath with separate private vanity areas. The lower level expands the home's versatility with a generous family and recreation room featuring a pool table, a bonus or hobby room, office space, a full bath, and an expansive finished workshop. A side driveway leads directly to double workshop doors for convenient access, while a lower-level patio adds even more outdoor living space. Additional features include abundant parking, including an area previously used for an RV, large two car garage with walk-up stairs to an unfinished room above the garage , and a separate storage building with a lean-to addition. This property is located within the Lake Adger private community offering lake access for boating, kayaking, fishing and swimming and over 13 miles of private equestrian and hiking trails. Come see this property today and experience one of Western North Carolina's best-kept secrets!

Highlights

Listed by Christopher Battista , 828-243-2555 and Annie Battista , 828-243-2555 Howard Hanna Beverly-Hanks , 828-697-0515. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
8.43

HOA Fee

1300 Annually

Year Built

2005

County

Polk

Neighborhood

Lake Adger

Listing ID

4433929

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Oven, Gas Oven, Gas Range, Microwave, Propane Water Heater, Refrigerator, Wall Oven
Air Cond:Central Air,Zoned
Fireplaces:Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2424
Below Ground Sq Ft:2062
Basement:Basement Shop,Daylight,Exterior Entry,Full,Interior Entry
Other:
  • ▪ Additional:Built-in Features, Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry, Other - See Remarks, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Level,Private,Sloped,Wooded,Boat Ramp – Community,Paddlesport Launch Site - Community
Roof:Architectural Shingle
Others:
  • ▪ Additional:Other - See Remarks
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry,RV Access/Parking,Other - See Remarks
Principal Interest
$4,777
Taxes
$542
HOA
$1,300

Home Price

$850,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,777.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,777.03 $541.88 $1,300.00 $6,618.90
Yearly $57,324.35 $6,502.50 $15,600.00 $79,426.85
Total $1,719,730.41 $195,075.00 $468,000.00 $2,382,805.41

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mill Spring, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T07:47:06.000Z

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