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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2255 Lake Adger Rd , Mill Spring, NC 28756
$649,000
Est. Payment: $3,647.40/mo
3 Bed
2 Bath
1433 Sqft
14.09 Acres
Status: under contract-show | Days on site: 4
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NCM81000 - too202
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 2255 Lake Adger Rd., Mill Spring, NC, a beautifully crafted 3-bedroom, 2-bath home built in 2025, set on 14.09 scenic acres with an ideal blend of open land and wooded privacy. Approximately 7 acres are cleared, with the balance in woods featuring a trail that winds around the property along a creek, creating a peaceful and picturesque setting. The property also offers spectacular mountain views, including Wildcat Spur, adding to the beauty and serenity of this exceptional setting. Designed for both comfort and country living, the home offers covered front and side porches, a warm and inviting great room with gas log fireplace, and a thoughtfully designed interior with pine floors throughout and tile in the bathrooms and laundry room. The kitchen features granite countertops,  with a poplar topped island , and an open layout ideal for everyday living and entertaining. The primary bedroom includes a private en-suite bath and walk-in closet, while two additional bedrooms provide space for guests, family, or a home office. Additional features include an on-demand water heater and quality finishes throughout. Outside, the property is exceptionally well-equipped for equestrian or hobby farm use, featuring an equipment building with roll-up doors and drive-through capability, plus covered overhangs for equipment storage, a tack room, and grooming station. A run-in shed with fenced paddock opens directly to the fenced pasture, offering excellent functionality for animals. A two-car carport with attached storage room adds even more convenience. This is a rare opportunity to own a newly built home with usable acreage, long-range mountain views, beautiful natural surroundings, and outstanding outbuildings in desirable Mill Spring.

Highlights

Listed by Kathy Toomey , 828-817-0942 New View Realty , 828-817-0942. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
14.09

Year Built

2025

County

Polk

Neighborhood

None

Listing ID

4426062

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Electric Range, Exhaust Hood, Filtration System, Gas Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker, Tankless Water Heater, Washer, Washer/Dryer
Air Cond:Central Air,Electric,Heat Pump
Fireplaces:Gas,Gas Log,Gas Unvented,Great Room,Propane
Floor:Tile,Wood
Above Ground Sq Ft:1433
Other:
  • ▪ Additional:Breakfast Bar, Kitchen Island, Open Floorplan, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Level,Pasture,Rolling Slope,Creek/Stream,Wooded,Views
Zoning:None
Roof:Metal
Others:
  • ▪ Additional:Fence, Livestock Run In
Sewer:Septic Installed
Parking Features:Detached Carport
Principal Interest
$3,647
Taxes
$414

Home Price

$649,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,647.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,647.40 $413.74 $0.00 $4,061.14
Yearly $43,768.82 $4,964.85 $0.00 $48,733.67
Total $1,313,064.75 $148,945.50 $0.00 $1,462,010.25

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mill Spring, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T05:48:06.000Z

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