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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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00003 Ray Hill Road , Mills River, NC 28759
$100,000
Est. Payment: $562.00/mo
1.05 Acres
Status: under contract-show | Days on site: 2
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NCM8161 - R12395
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

We’ve done the groundwork for you. This lot sits back off Ray Hill Road with a gravel drive already established, making it easy to access and envision your future homesite. A recent survey is available, along with a soil scientist–prepared septic permit for a 3-bedroom home and preliminary site plan ideas—allowing you to move forward with confidence. The drive leads directly to the parcel. The land is gently sloped, making it well suited for a crawl space or even a walk-in basement. With a two-story home, there may also be potential for mountain views and beautiful views over the neighboring pond. The property backs up to more than 6 acres, creating a private and peaceful setting that feels like your own oasis. Conveniently located just 15 minutes to Hendersonville, 20 minutes to Brevard, and 30 minutes to Asheville, this lot offers the ideal balance of privacy and accessibility. Restrictions are light and flexible (1,000 sq. ft. minimum home size; chickens allowed—no roosters), giving you the freedom to build without the tight constraints of an HOA. Use 227 Ray Hill Road for general GPS guidance, and consider using LandGlide or a similar app alongside the new survey when visiting the property. Please contact agent before walking the property. Survey + septic permit finalizing week of October 5th
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Highlights

Listed by Cole Ordiway , 814-688-8531 BluAxis Realty , 828-233-5447. Canopy MLS mls logo

Property Type

Vacant Land
Lot/Acreage
1.05

County

Henderson

Listing ID

4430121

Questions about this listing?

Contact Agent

Interior Features

Water:Well Needed

Exterior Features

Lot:Private,Wooded
Sewer:Septic Needed
Principal Interest
$562
Taxes
$64

Home Price

$100,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$20,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$562.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $562.00 $63.75 $0.00 $625.75
Yearly $6,744.04 $765.00 $0.00 $7,509.04
Total $202,321.22 $22,950.00 $0.00 $225,271.22

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mills River, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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