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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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5321 Saddlewood Ln , Mint Hill, NC 28227
$770,000
Est. Payment: $3,944.32/mo
4 Bed
4 Bath
4219 Sqft
Status: active | Days on site: 13
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Terri Bias
Operator/Brokerage Owner

House Description

Timeless elegance meets modern comfort in this beautiful FULL BRICK home nestled on nearly a half-acre lot in the sought-after Hidden Hills community. Move-in ready! Offering over 4,200 heated square feet, this impressive residence features 4 bedrooms, 3.5 baths, a side-load 3-car garage, and exceptional indoor and outdoor living spaces. The beautifully renovated Kitchen is the heart of the home with upgraded appliances including induction cooktop, granite countertops, abundant cabinetry with convenient pull-out shelving, a large center island and a warming drawer. The cozy Breakfast Nook has a stunning see-through fireplace that creates a warm connection between the Kitchen and Family Room. Refinished HARDWOOD floors, fresh neutral paint and recently replaced carpet, plantation shutters, and elegant finishes enhance the home's timeless appeal. The thoughtfully designed floor plan with 2 gorgeous staircases, also includes a formal Dining Room and Office/Study, offering exceptional flexibility for today's lifestyle. The spacious Primary Suite features a gorgeous tray ceiling, generous walk-in closet and a well-appointed ensuite bath with double vanities, a jetted soaking tub, separate walk-in shower, and tile flooring. Upstairs, a Flex Room and an expansive Bonus Room with custom built-ins, a wet bar, beverage refrigerator, and sink provide the perfect space for entertaining, working from home, or relaxing. Enjoy every season from the inviting custom-built screened porch with vinyl windows and a stacked stone fireplace, overlooking the private fenced backyard and side deck with low-maintenance Trex decking. Additional highlights include central vacuum, a Laundry Room with sink, abundant storage, an architectural shingle roof, and an optional HOA. A rare opportunity to own a quality-built home offering generous living spaces, timeless craftsmanship, and the perfect blend of comfort, sophistication, and everyday livability in one of Mint Hill's most desirable established neighborhoods. Seller is offering up to $600 for a home warranty with an acceptable offer. Transferable termite bond in place.

Highlights

Listed by Emilie Davis , 704-363-5830 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.49

HOA Fee

130 Annually

Year Built

1996

County

Mecklenburg

Neighborhood

Hidden Hills

Listing ID

4403037

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Double Oven, Dryer, Exhaust Hood, Gas Water Heater, Induction Cooktop, Microwave, Refrigerator, Wall Oven, Warming Drawer, Washer, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Kitchen,Outside,Porch,See Through
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:4219
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Central Vacuum, Entrance Foyer, Garden Tub, Kitchen Island, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Has Fireplace
Water:City

Exterior Features

Zoning:R
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$3,944
Taxes
$491
HOA
$130

Home Price

$770,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$154,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,944.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,944.32 $490.88 $130.00 $4,565.19
Yearly $47,331.79 $5,890.50 $1,560.00 $54,782.29
Total $1,419,953.59 $176,715.00 $46,800.00 $1,643,468.59

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Mint Hill, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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