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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3612 Lake Twitty Dr , Monroe, NC 28110
$1,375,000
Est. Payment: $7,727.55/mo
4 Bed
5 Bath
5908 Sqft
1 Acres
Status: active | Days on site: 152
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Terri Bias
Operator/Brokerage Owner

House Description

Imagine ending the day on your private pier, watching the light settle over Lake Twitty. Here, there’s room to slow down and enjoy the water, whether that means kayaking, fishing, paddle boarding, or simply taking in the view. Set on a private cul-de-sac acre with no HOA, this custom-built home was originally the builder’s personal residence. Its craftsmanship and thoughtful details are evident throughout, from the welcoming rocking chair front porch to the spaces designed for gathering inside. Step through the grand foyer into soaring cathedral ceilings, rich custom hardwood floors, and a family room with a cozy fireplace. The farmhouse-inspired kitchen brings everyone together around an oversized island and features an induction cooktop, butler’s pantry, and sunny breakfast nook. A formal dining room offers space for special occasions, while the private office, with rustic barn doors and its own fireplace, makes a comfortable place to work or unwind. The primary suite is conveniently located on the main level. Upstairs, three spacious bedrooms, two full baths, and a large bonus room give guests room to spread out. The finished walk-out basement adds more than 2,000 square feet of flexible living space, with its own entrance, a great room, media or bonus space, and an exercise room. Depending on your needs, it could be used as a second primary suite, an in-law suite, or a private retreat for guests. Outside, choose your favorite spot for morning coffee or an evening by the lake: the covered deck, shaded patio, or private pier. A four-car garage, irrigation system, and ample storage make everyday life easier, too. And while home feels like a getaway, the Monroe Bypass is nearby, with Matthews about 20 minutes away and Uptown Charlotte about 30 minutes away. Come for the lake views, and stay for the space to enjoy them every day!!

Highlights

Listed by Jennifer Hoyle , 704-363-4823 Real Broker, LLC , 855-450-0442. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1

Year Built

2018

County

Union

Neighborhood

Chinquepin On Twitty

Listing ID

4380123

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Living Room,Other - See Remarks
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3840
Below Ground Sq Ft:2068
Basement:Finished,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Attic Walk In, Breakfast Bar, Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Waterfront,Dock
Roof:Architectural Shingle
Others:
  • ▪ Additional:Dock - Floating, In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener
Principal Interest
$7,728
Taxes
$877

Home Price

$1,375,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$275,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,727.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,727.55 $876.56 $0.00 $8,604.11
Yearly $92,730.56 $10,518.75 $0.00 $103,249.31
Total $2,781,916.84 $315,562.50 $0.00 $3,097,479.34

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Monroe, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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