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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1100 Legacy Lake Dr , Monroe, NC 28110
$499,999
Est. Payment: $2,810.01/mo
3 Bed
2 Bath
1909 Sqft
0.92 Acres
Status: under contract-no show | Days on site: 3
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3891 - R19111
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Terri Bias
Operator/Brokerage Owner

House Description

METICULOUSLY MAINTAINED ALL-BRICK HOME | LEGACY ON THE LAKE | ALMOST 1 ACRE | IN-GROUND POOL | NO HOA Welcome to southern charm with this beautifully maintained all-brick ranch home nestled in the quiet, quaint, and established Legacy on the Lake neighborhood at Mallard Landing, conveniently located alongside Lake Twitty. Situated on almost a 1-acre lot, this 3-bedroom, 2-full-bath home offers just under 2000 heated square feet of comfortable living space, plus a fixed staircase from the garage leading to an unfinished/unheated area {~1600 sqft} with two dormer windows for egress offering excellent unlocked potential for a future expansion. The original owners have taken exceptional care of the home, including newer HVAC and furnace (2020), water heater (2018), and roof (2019). In 2022, owners installed new appliances and granite countertops in the kitchen. A termite bond was in place, with the home last treated in July 2026. Outdoor living is a true highlight, featuring a beautiful in-ground pool with cobblestone surround, a newly installed stained back deck, screened porch, fenced backyard, and an incredibly private setting perfect for entertaining or relaxing. The pool pump motor was replaced in 2025, and the pool liner was replaced in 2020 with a transferable 20-year warranty. A spacious 40-foot covered rocking-chair front porch provides the perfect spot to enjoy the peaceful surroundings, while front-yard irrigation and a meticulously manicured lawn complete the exterior. Inside, the spacious primary suite features his-and-hers closets and separate vanities. The home provides a comfortable layout with plenty of opportunity to personalize and expand. For those needing additional living space or a fourth bedroom, the property is eligible for City sewer, with tap fee and grinder pump installation to be completed at the new owners expense. Otherwise, the 3 bedroom septic is currently installed, last pumped 2023. See attached information for additional details if interested in sewer tie-in. Enjoy the best of convenience and privacy with easy access to the Highway 74 Bypass, nearby schools, shopping, and restaurants. Lake Twitty access is just around the corner, offering opportunities for boating and fishing. Come visit this lovely home, showings start Sat. 9/26

Highlights

Listed by Samantha Berg , 704-517-5693 Keller Williams Select , 704-684-1000. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.92

Year Built

1997

County

Union

Neighborhood

Legacy On The Lake

Listing ID

4424702

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Gas Water Heater, Microwave, Refrigerator with Ice Maker
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Gas Vented,Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1909
Other:
  • ▪ Additional:Attic Stairs Fixed, Attic Stairs Pulldown, Breakfast Bar, Entrance Foyer, Garden Tub, Pantry, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cleared,Level
Zoning:AP8
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$2,810
Taxes
$319

Home Price

$499,999

Loan Details

30 yrs
7.548%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,810.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,810.01 $318.75 $0.00 $3,128.76
Yearly $33,720.14 $3,824.99 $0.00 $37,545.13
Total $1,011,604.10 $114,749.77 $0.00 $1,126,353.87

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Monroe, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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