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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1812 Ruben Rd , Monroe, NC 28112
$355,000
Est. Payment: $1,995.11/mo
4 Bed
2 Bath
1438 Sqft
2 Acres
Status: under contract-no show | Days on site: 32
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Terri Bias
Operator/Brokerage Owner

House Description

"Country freedom living" ALL BRICK home is back on the market! Well maintained with 4 BEDROOMS! Open front entry area and living room flowing into kitchen promote spacious feeling, yet close enough for intimate connection. Granite kitchen counters and beautiful oak cabinets invite cuisine delight with easy-access dining area; newer refrigerator conveys (2 years old). A 600 square foot covered rear deck amplifies massive space for eating, entertaining, and relaxing; a generator plug-in is located at the electrical panel on the deck. Primary bedroom at the right of the home is huge with peaceful sitting-area space, walk-in closet, double-sink updated ensuite bath with tiled floor. Laundry stacking units are tucked into the bath closet. Three bedrooms at the left of the home share a roomy modernized bath with tub/shower unit, marble counter sink, and tiled floor. Bedrooms all have ample closet space. Wood flooring (pre-finished) is beautiful and runs throughout all common areas; carpet in all bedrooms. Water heater is 3 years old. New glass/screened front storm door is one year old. Recessed lighting. The home's architectural shingled roof is in good shape. Pest control and termite inspection have been carried out regularly. Crawl space newly cleaned and rehabbed with wood repairs, new floor insulation, new vapor barrier, new sump pump system. Small shed at left of home is conveniently sized for outdoor tool storage. Large open yard provides great privacy buffer and options for outdoor activities; beautiful crepe myrtles run along the road. Fenced yard at sides and back of home could contain pets or other animals. Water for the home is from a private well, but county water connection is available if desired. Private septic system has no known issues. Septic system capacity cannot be verified; no county permit records are available. Pictures inside the home are from owner staging; now the property is vacant and the home is not staged. Inspection reports from a previous buyer are available; many repairs have been accomplished by the seller.

Highlights

Listed by David Bothwell , 704-254-9474 Fathom Realty NC LLC , 888-455-6040. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2

Year Built

1962

County

Union

Neighborhood

None

Listing ID

4396580

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Refrigerator with Ice Maker
Air Cond:Central Air,Electric
Fireplaces:
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:1438
Other:
  • ▪ Additional:Attic Stairs Pulldown, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Master on Main
Water:Well

Exterior Features

Lot:Cleared,Level,Open Lot,Wooded
Lot Dimensions:295x275
Zoning:AF8
Roof:Architectural Shingle,Composition,Wood
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$1,995
Taxes
$226

Home Price

$355,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$71,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,995.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,995.11 $226.31 $0.00 $2,221.42
Yearly $23,941.34 $2,715.75 $0.00 $26,657.09
Total $718,240.35 $81,472.50 $0.00 $799,712.85

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Monroe, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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