Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

3813 Stack Rd , Monroe, NC 28112
$1,499,000
Est. Payment: $7,678.61/mo
3 Bed
3 Bath
2554 Sqft
Status: active | Days on site: 5
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Here is a rare opportunity to own a property that truly has it all—space, privacy, versatility, and an incredible 50x100 shop! A long concrete driveway leads to the beautifully maintained brick home, privately situated well off the road and surrounded by expansive lawn. Overlooking a stocked pond with fountain, the setting feels like your own private oasis. The 50x100 shop is every car enthusiast's dream and offers endless possibilities for collectors, hobbyists, or an at-home business needing substantial shop and workspace. Features include multiple overhead doors, a half bathroom, office, car lift, 220-amp compressor, shop heater, and a 24x30 covered awning. An expansive concrete pad provides an incredible amount of space for cars, equipment, trailers, RVs, and all the toys. Motorsports enthusiasts will also appreciate the location—approximately 1 hour and 15 minutes from both Charlotte Motor Speedway and Rockingham Speedway. And the outbuildings don't stop there! An adorable rustic cottage provides the perfect spot for gardening supplies and outdoor equipment, while an additional workshop gives you even more dedicated space for tools, projects, and storage. The meticulously maintained brick home offers 3 bedrooms and 3 full bathrooms with a spacious and flexible floor plan. The bright and airy sunroom is currently being used as separate living quarters and includes a kitchenette and handicap-accessible full bathroom—ideal for guests, or multigenerational living. The main-level primary suite features dual closets and a beautifully remodeled bathroom. Upstairs you'll find two oversized bedrooms and another full bathroom. The cozy living room centers around a masonry fireplace with gas logs, while the eat-in kitchen features beautiful cabinetry, granite countertops, and plenty of room to gather. An enclosed breezeway with a beautiful barrel-shaped wood ceiling connects the home to the large two-car garage with epoxy floors. Above the garage is an unheated bonus room offering excellent storage or the potential for additional finished living space with the addition of HVAC. Additional features include a fully encapsulated crawl space with climate-control venting and spray foam insulation throughout the attic. The home and property have been meticulously maintained, and it shows throughout. Need additional homes or dreaming of compound living? This is where the opportunity gets even better! The approximately 10-acre property includes a 1-bedroom perc site, offering the potential for an additional dwelling. Want even more options? An adjoining 4-acre vacant parcel with a 3-bedroom perc site is also available for purchase—see MLS #4357652. Also adjoining the property is a brick ranch situated on approximately 1.3 acres, available separately—see MLS #4414301. Purchase one property or combine them to create an incredible multigenerational estate or compound with multiple homes, acreage, shops, and room for everyone to spread out while still being close together. From the massive shop and extensive concrete parking to the stocked pond, additional workshop, charming rustic cottage, flexible living quarters, private setting, and potential for additional homes, this is a property that is exceptionally difficult to duplicate in Union County. Whether you're looking for a place for your car collection, an at-home business, multigenerational living, a compound, or simply your own private retreat, the possibilities here are truly something special.

Highlights

Listed by Robin Helms , 704-507-1353 Central Carolina Real Estate Group LLC , 704-221-1497. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
10.01

Year Built

1988

County

Union

Neighborhood

None

Listing ID

4414357

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Dryer, Electric Range, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Living Room,Propane
Above Ground Sq Ft:2554
Below Ground Sq Ft:0
Other:
  • Additional:Built-in Features, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Open Lot,Pond(s)
Zoning:AF8
Sewer:Septic Installed
Parking Features:Attached Garage,Garage Shop
Principal Interest
$7,679
Taxes
$956

Home Price

$1,499,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$299,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,678.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,678.61 $955.61 $0.00 $8,634.22
Yearly $92,143.31 $11,467.35 $0.00 $103,610.66
Total $2,764,299.26 $344,020.50 $0.00 $3,108,319.76

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Monroe, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS