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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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305 Annaberg Ln , Monroe, NC 28110
$375,000
Est. Payment: $1,920.93/mo
4 Bed
3 Bath
2930 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Once upon a time in St. John's Forest, a well-loved home finished one long, happy chapter and began waiting for its next author. Here is the honest part of this tale: it needs fresh paint, new flooring, and a little TLC, and it is priced to sell for exactly that reason. Think of it as a storybook with a few blank pages, ready for your own colors and finishes instead of paying top dollar for someone else's. The good bones are already written in: a newer 50-gallon water heater, a freshly serviced HVAC with a newer outdoor unit and a 2025 blower, a gas range for the resident cook, and a floor plan that flows from the front living room past the family room fireplace to a kitchen with a walk-in pantry. Upstairs, the primary suite wears its tray ceiling like a crown, with a walk-in closet, garden tub, and separate shower, while the loft stands ready to become whatever the plot requires. Out back is the enchanted part: a private yard backed by tall trees, a covered patio and pergola made for slow evenings, a storage shed, and garden beds waiting to bloom again. Add the neighborhood pool, clubhouse, playground, and sidewalks, minutes from downtown Monroe with an easy ride to Uptown Charlotte, and the ending writes itself. Come start your next chapter.
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Highlights

Listed by Christen Ripoli , 330-301-0687 Real Broker, LLC , 855-450-0442. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.18

HOA Fee

600 Annually

Year Built

2004

County

Union

 Neighborhood

St Johns Forest

Listing ID

4414595

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Range, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Living Room
Above Ground Sq Ft:2930
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:County Water

Exterior Features

Lot:Wooded
Zoning:AG2
Sewer:County Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$1,921
Taxes
$239
HOA
$600

Home Price

$375,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,920.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,920.93 $239.06 $600.00 $2,760.00
Yearly $23,051.19 $2,868.75 $7,200.00 $33,119.94
Total $691,535.84 $86,062.50 $216,000.00 $993,598.34

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Monroe, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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