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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2109 Timber Ridge Rd , Monroe, NC 28112
$399,999
Est. Payment: $2,248.01/mo
4 Bed
3 Bath
2140 Sqft
0.53 Acres
Status: active | Days on site: 134
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Terri Bias
Operator/Brokerage Owner

House Description

Space, privacy, convenience, and NO HOA! Welcome home to this beautifully maintained newer-construction home perfectly positioned on a spacious half-acre corner lot with room to enjoy the outdoors without sacrificing easy access to town. Conveniently located near schools, shopping, dining, entertainment, and everyday conveniences, this home offers the space you want with the location you need. Step inside to a welcoming entryway featuring high ceilings and a convenient half bath, opening into a spacious living room designed for comfortable everyday living and entertaining. The open-concept floorplan creates an easy flow from the living room into the kitchen, making it easy to stay connected with family and guests. The kitchen is both stylish and functional, featuring a large granite island with an overhang for bar seating, abundant cabinetry, and a walk-in corner pantry. Whether you're preparing a quick family meal or hosting friends, there's plenty of room to gather, cook, and entertain. Upstairs, you'll find all four generously sized bedrooms plus the laundry room, keeping everyday living convenient and organized. The spacious primary suite features elegant tray ceilings and a relaxing ensuite bathroom complete with a garden tub, separate stand-up shower, and dual vanity with his-and-her sinks. The secondary bathroom also features double sinks, providing plenty of space and convenience for family and guests. The additional bedrooms offer flexibility for everyone—whether you need bedrooms for family and guests, a home office, hobby room, or personal retreat. And then there's the backyard! The fenced-in backyard provides a private outdoor space to enjoy year-round. Relax on the wooden back porch, fire up the grill, or spend warm summer days enjoying the above-ground pool. With a half-acre lot, there's room to enjoy the outdoors without feeling cramped. The covered front porch offers another inviting place to slow down and enjoy your surroundings, with plenty of room for rocking chairs and morning coffee. A paved driveway and attached two-car garage provide convenient parking and additional storage. Adding to the property's appeal, the home sits along a gentle hillside, creating an elevated setting with an open, airy feel around the home and encouraging natural drainage. And when winter weather arrives, the gentle slope can become a favorite spot for family sledding adventures! With its NO HOA, spacious corner lot, newer construction, four bedrooms, fenced backyard, pool, covered front porch, two-car garage, and convenient location, this home checks the boxes for buyers looking for space, comfort, and flexibility. Ask about closing cost too!

Highlights

Listed by Ashley Howard , 704-226-3267 NextHome Paramount , 704-315-7590. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.53

Year Built

2022

County

Union

Neighborhood

Timberlake

Listing ID

4375338

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Oven
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:2140
Water:City

Exterior Features

Lot:Cleared
Zoning:AQ4
Others:
  • ▪ Additional:Other - See Remarks
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$2,248
Taxes
$255

Home Price

$399,999

Loan Details

30 yrs
7.548%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,248.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,248.01 $255.00 $0.00 $2,503.01
Yearly $26,976.10 $3,059.99 $0.00 $30,036.09
Total $809,282.88 $91,799.77 $0.00 $901,082.65

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Monroe, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T23:51:06.000Z

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