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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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635 Highland Ridge Rd , Mooresville, NC 28115
$529,900
Est. Payment: $2,714.41/mo
4 Bed
3 Bath
2404 Sqft
Status: active | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Located in Franklin Grove, this 4-bedroom, 2.5-bath home offers approximately 2,404 square feet, a dedicated home office, spacious bonus room with an additional office/flex area, and a two-car attached garage. The fully fenced backyard backs to a wooded area and includes a patio, gazebo/canopy, storage shed, mature landscaping, seasonal flowers and three established blueberry bushes. The main level features 9-foot ceilings and waterproof luxury vinyl plank flooring. The kitchen includes granite countertops, a natural gas cooktop, breakfast bar and pantry. Additional interior features include a gas fireplace and built-in speakers in the dining room, living room, primary bedroom and backyard patio. The primary suite includes a cedar-lined walk-in closet. Custom closet and pantry shelving provide additional organization, while the attic offers pull-down stair access, shelving and lighting for storage. Updates include an HVAC system and furnace installed in 2024, replacement windows installed in 2019 and gutter guards. The home also features smart door locks and smart exterior lighting. Franklin Grove includes neighborhood walking-trail access to Bellingham Park and the Dye Creek Greenway, along with a community common area and fishing pond available to residents and their guests. The property offers access to I-77 and is near Lake Norman, shopping, dining, medical facilities and other area amenities. A transferable Terminix termite bond, most recently reinspected in June 2026, and a one-year home warranty are included. Come see everything this beautiful home at 635 Highland Ridge Road has to offer!

Highlights

Listed by Alyssa Milam , 704-430-9650 and Katrina Milam , 704-430-9650 Keller Williams Lake Norman , 704-892-5518. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.38

HOA Fee

262.29 Annually

Year Built

1994

County

Iredell

Neighborhood

Franklin Grove

Listing ID

4404821

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Wall Oven, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas
Floor:Vinyl,Other - See Remarks
Above Ground Sq Ft:2404
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Attic Walk In, Breakfast Bar, Built-in Features, Pantry, Walk-In Closet(s), Has Fireplace
Water:City

Exterior Features

Lot:Cleared,Paved,Sloped,Wooded
Lot Dimensions:100 x 175 x 100 x 159
Roof:Composition
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$2,714
Taxes
$338
HOA
$262

Home Price

$529,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$105,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,714.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,714.41 $337.81 $262.29 $3,314.51
Yearly $32,572.87 $4,053.74 $3,147.48 $39,774.09
Total $977,186.24 $121,612.05 $94,424.40 $1,193,222.69

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Mooresville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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