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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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103 Pamlico Ln , Mooresville, NC 28117
$481,900
Est. Payment: $2,708.29/mo
3 Bed
3 Bath
2365 Sqft
0.29 Acres
Status: active | Days on site: 173
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Terri Bias
Operator/Brokerage Owner

House Description

You'll love & appreciate all this home offers with every major upgrade already completed — newer windows, roof, HVAC, kitchen, and primary bath — leaving you with the fun cosmetic touches to choose that fit your tastes. Perfectly positioned on a corner lot providing more openness & natural separation from neighboring homes. Harbor Cove is one of Lake Norman’s most desirable lake-access communities, and this beautifully updated 3-bed, 2.5-bath residence blends comfort, style, and everyday convenience without the maintenance burden. Inside, you’re welcomed by a bright, open floor plan with soaring vaulted ceilings and a spacious 2-story great room ideal for entertaining. The renovated kitchen features newer cabinetry, quartz countertops, stainless steel appliances, and a raised breakfast bar that flows seamlessly into the dining areas. The main-level primary suite offers a private retreat with an updated bath accessed by a modern barn door and a generous walk-in closet. Perfectly suited for down-sizers, first-time or relocation buyers and investors. A flexible room on the main floor can serve as a home office, formal dining room, or cozy den. Upstairs, two additional bedrooms, a full bath, a charming reading nook, and a large bonus room provide space for guests, hobbies, or a second living area. All carpets were recently professionally cleaned and the exterior power-washed. Outside, enjoy a level 0.29-acre corner lot and access to Harbor Cove’s sought-after amenities, including lake access, outdoor lakefront pool, boat storage, sidewalks, and community recreation areas. The rear patio features a retractable electric awning with built-in lighting for added comfort & ambience! This low-maintenance retreat home is strategically priced, ready for a quick close and delivers exceptional value in a prime Mooresville/Lake Norman location. Updates: New furnace & AC Oct 2020, Roof 2019, Windows 2019, Kitchen remodel 2019, Primary Bath remodel 2019, floors 2019, Patio addition 2021, dishwasher & stove 2023, garage door 2023. Average monthly utilities for one occupant: Water/sewer 31.00, Electric 70.00, Gas 83.00.

Highlights

Listed by Corinne Deuel , 704-201-5087 houzRE , 704-657-0593. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

590 Annually

Year Built

1999

County

Iredell

Neighborhood

Harbor Cove

Listing ID

4373563

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Exhaust Fan, Microwave, Self Cleaning Oven, Washer
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas,Great Room
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:2365
Other:
  • ▪ Additional:Breakfast Bar, Entrance Foyer, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,708
Taxes
$307
HOA
$590

Home Price

$481,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$96,380
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,708.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,708.29 $307.21 $590.00 $3,605.51
Yearly $32,499.53 $3,686.54 $7,080.00 $43,266.07
Total $974,985.98 $110,596.05 $212,400.00 $1,297,982.03

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mooresville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T19:53:06.000Z

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