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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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785 Kemp Rd , Mooresville, NC 28117
$1,590,000
Est. Payment: $8,144.76/mo
2 Bed
2 Bath
1662 Sqft
Status: active | Days on site: 70
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Rare Waterfront opportunity on Lake Norman with no HOA! Lakefront home situated on a peaceful 0.73-acre lot, 179 feet of shoreline. Long-range water views, and gentle topography with easy access to the lake. Home offers single-level living with 2 bedrooms, 2 baths, plus a large third room currently used as a bedroom. Lake views can be enjoyed from the primary bedroom, second bedrooms, and main living area, which features vaulted ceilings. Outdoor living is where this property truly shines. The private covered dock includes two boat lifts, along with a large floating dock and lounge platform. A sandy beach area provides the perfect setting for swimming, boating, kayaking, or simply relaxing along the shoreline. The expansive outdoor space also includes a large deck, a screened four-season porch, firepit, and a beautifully landscaped yard with mature trees, flowering plants, and fruit trees. Additional features include an encapsulated crawl space, an insulated workshop under the deck, an irrigation system, a 10x12 shed, a 2-car carport, 3+ parking spaces, and a classic rocking chair front porch. Whether you are looking for a turnkey lake retreat, a weekend getaway, a property to renovate, or an opportunity to build in the future, this property offers exceptional flexibility and an outstanding waterfront setting. Located in one of the most desirable and quiet areas of Lake Norman on the Brawley School Peninsula. Close to shopping and restaurants, quick access to I-77, Davidson, and Charlotte. Waterfront properties offering this combination of acreage, shoreline, privacy, dock, and no HOA are increasingly difficult to find. Come experience the lake view, and the possibilities for yourself. This is a rare chance to own waterfront property with unrestricted use and tremendous potential in a prime Lake Norman location.

Highlights

Listed by Chris Sauerbrey , 704-798-1886 Trump International Realty Charlotte , 704-799-0700. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.78

Year Built

1965

County

Iredell

Neighborhood

None

Listing ID

4370941

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Exhaust Fan, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:
Floor:Carpet,Hardwood,Tile,Vinyl
Above Ground Sq Ft:1662
Below Ground Sq Ft:0
Basement:Storage Space
Other:
  • Additional:Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Pantry, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Cleared,Orchard(s),Green Area,Open Lot,Private,Wooded,Views,Waterfront,Boat Lift,Boat Slip (Deed),Covered structure,Dock,Pier,Retaining Wall
Lot Dimensions:144 x 199 x 218 x 179
Zoning:R
Others:
  • Additional:Above Ground Hot Tub / Spa, Fire Pit, In-Ground Irrigation, Storage
Sewer:Septic Installed
Parking Features:Detached Carport,Driveway,Parking Space(s)
Principal Interest
$8,145
Taxes
$1,014

Home Price

$1,590,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$318,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,144.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,144.76 $1,013.63 $0.00 $9,158.38
Yearly $97,737.07 $12,163.50 $0.00 $109,900.57
Total $2,932,111.95 $364,905.00 $0.00 $3,297,016.95

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Mooresville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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