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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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119 Shelter Cove Ln , Mooresville, NC 28117
$1,595,000
Est. Payment: $8,963.95/mo
4 Bed
5 Bath
6016 Sqft
0.63 Acres
Status: active | Days on site: 171
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Terri Bias
Operator/Brokerage Owner

House Description

NEW PRICE — $1,595,000! MOTIVATED SELLER! A rare opportunity to own an exceptional waterfront retreat on Lake Norman. Nestled in a deep-water cove just off the main channel, 119 Shelter Cove Lane offers year-round lake views, a private dock and an incredible combination of space, privacy and lake lifestyle. This beautifully maintained home features approximately 6,016 square feet with a primary suite and laundry on the main level, additional en-suite bedrooms upstairs, and an expansive finished walk-out basement designed for entertaining. Enjoy the screened porch overlooking the lake, spacious gathering areas, home office, exercise room, theatre room and impressive recreation area complete with pool table, pinball machine, bar, kegerator and more. Recent improvements include a new roof, updated HVAC systems, refinished main-level floors and fresh paint in key areas. The deep-water location provides easy access to the main channel while offering the protection and privacy of a cove setting. Significant price improvement and motivated seller make this a property that deserves a fresh look! Buyers can also take advantage of a $10,000 closing cost credit by using our preferred lender (contact list agent for details). This rare combination of deep water, luxury space, and Mooresville convenience make this an exceptional opportunity. Community Storage Unit #48 conveys ($60/yr).

Highlights

Listed by Kim Davis , 980-621-2702 and Tracy Cromie , 980-621-2702 Mooresville Realty LLC , 704-663-0990. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.63

HOA Fee

1150 Annually

Year Built

2001

County

Iredell

Neighborhood

Pinnacle Shores

Listing ID

4365805

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Down Draft, Dryer, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer, Water Softener
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Family Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3507
Below Ground Sq Ft:2509
Basement:Daylight,Finished,Interior Entry,Walk-Out Access
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Garden Tub, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Sloped,Waterfront,Wooded,Boat Ramp,Boat Slip (Deed),Boat Slip (Lease/License),Dock,Personal Watercraft Lift,Pier - Community
Zoning:RR
Roof:Architectural Shingle
Others:
  • ▪ Additional:Dock - Floating
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side,Tandem
Principal Interest
$8,964
Taxes
$1,017
HOA
$1,150

Home Price

$1,595,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$319,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,963.95

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,963.95 $1,016.81 $1,150.00 $11,130.77
Yearly $107,567.45 $12,201.75 $13,800.00 $133,569.20
Total $3,227,023.54 $366,052.50 $414,000.00 $4,007,076.04

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mooresville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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