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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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131 Long Cove Ln , Mooresville, NC 28117
$2,800,000
Est. Payment: $14,342.97/mo
5 Bed
5 Bath
4777 Sqft
Status: active | Days on site: 0
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome to 131 Long Cove Lane, a completely renovated waterfront retreat offering the best of both worlds—stunning main-channel views paired with the privacy and serenity of a large, quiet cove. Every square inch of this exceptional home has been thoughtfully updated with timeless design, elevated finishes, and effortless functionality. The main level is truly spectacular with an open-concept floor plan connecting the great room, dining area, breakfast area, and chef’s kitchen - all framed by expansive water views. The kitchen is outfitted with Wolf and Sub-Zero appliances and beautifully appointed finishes. The primary suite features stunning views, a luxurious marble shower, soaking tub and two custom walk-in closets. The fully finished lower level is an entertainer’s dream with a stylish bar, wine fridge and dishwasher, generous living space, seamless outdoor access, and comfortable accommodations including a spacious in-law suite with a private bath featuring a marble shower and a second laundry area. A dedicated office with beautiful glass sliding doors allows for lake views providing ideal spaces for work or study. Upstairs features a second office and loft with built-ins, 2 spacious bedrooms with an updated jack-n-jill bath, and a large bonus/bedroom with an en-suite bath. Additional upgrades include freshly painted interior (2026), a newer HVAC system (2024), roof (2025), new exterior doors (2026), new upstairs carpet (2026), new light fixtures/ceiling fans (2026), and a new sink and counter in the main level laundry room (2026). This home features plenty of storage space including an oversized 2 car garage and additional unfinished storage in the basement. Outdoor living is equally impressive with a Trex deck with modern railings, rainproof covered patio, a fire pit, gazebo, and a covered dock with sun deck perfectly positioned to enjoy the lake. Whether entertaining guests, relaxing by the water, or enjoying a quiet evening at home, this property delivers an extraordinary Lake Norman lifestyle with every modern convenience already in place.
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Highlights

Listed by Ashley Richardson , 704-819-1027 Howard Hanna Allen Tate Lake Norman , 704-896-8283. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.79

HOA Fee

1150 Annually

Year Built

1999

County

Iredell

 Neighborhood

Pinnacle Shores

Listing ID

4413632

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Microwave
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3176
Below Ground Sq Ft:1601
Basement:Finished
Other:
  • ▪ Additional:Built-in Features, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Waterfront,Pier
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$14,343
Taxes
$1,785
HOA
$1,150

Home Price

$2,800,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$560,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,342.97

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $14,342.97 $1,785.00 $1,150.00 $17,277.97
Yearly $172,115.59 $21,420.00 $13,800.00 $207,335.59
Total $5,163,467.59 $642,600.00 $414,000.00 $6,220,067.59

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Mooresville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T14:14:07.000Z

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