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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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125 Water Oak Dr , Mooresville, NC 28117
$465,000
Est. Payment: $2,613.32/mo
4 Bed
3 Bath
2384 Sqft
0.15 Acres
Status: active | Days on site: 1
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R12487 - 50933
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Terri Bias
Operator/Brokerage Owner

House Description

Beautifully maintained 4-bedroom home in the highly sought-after Water Oak community, offering comfort, style, exceptional amenities, and an unbeatable location! A charming rocking-chair front porch welcomes you into a bright, open floor plan featuring gleaming hardwood floors, abundant natural light, and flexible living space ideal for a formal dining room, home office, or playroom. The thoughtfully designed split-bedroom floor plan offers a spacious main-level primary suite complete with a vaulted ceiling and generous walk-in closet. The inviting kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, a spacious pantry, bar seating, and a light-filled breakfast area. The kitchen flows seamlessly into the spacious family room, where a cozy gas fireplace creates the perfect gathering space. The main level also includes a convenient half bath and spacious laundry room. Upstairs, you'll find three additional generously sized bedrooms and a full bathroom, providing plenty of room for family and guests. Step outside to the fully screened porch overlooking a beautifully landscaped, privacy-fenced backyard. An open deck and fire pit create the perfect setting for entertaining, relaxing, or enjoying quiet evenings outdoors. Water Oak offers an impressive array of amenities, including a community pool and kiddie splash pad, clubhouse, playground, dog park, and access to a private Lake Norman community waterfront area with bench seating—perfect for launching a paddleboard or kayak, fishing, or simply relaxing by the water. Sidewalk-lined streets lead directly to The Village at Byers Creek, offering Harris Teeter, restaurants, retail, and everyday conveniences just a short walk from home. Enjoy a low HOA fee of just $170.17 per quarter for all these amenities. Conveniently located with easy access to both Highway 16 and I-77 for a quick commute to Charlotte, while also being close to Lake Norman schools, shopping, dining, recreation, and everything Lake Norman has to offer. This exceptional home combines timeless charm, thoughtful design, outdoor living, incredible community amenities, and a location that truly has it all!

Highlights

Listed by Christine Giambattista , 716-983-9097 NC Alpha Agent Properties LLC , 716-983-9097. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

170.17 Quarterly

Year Built

2008

County

Iredell

Neighborhood

Water Oak

Listing ID

4428333

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Fire Pit,Gas,Gas Log,Living Room
Floor:Carpet,Wood
Above Ground Sq Ft:2384
Other:
  • ▪ Additional:Pantry, Split Bedroom, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot Dimensions:63 x 103 x 60 x 95
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,On Street,Parking Space(s)
Principal Interest
$2,613
Taxes
$296
HOA
$170

Home Price

$465,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,613.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,613.32 $296.44 $170.17 $3,079.92
Yearly $31,359.79 $3,557.25 $2,042.04 $36,959.08
Total $940,793.70 $106,717.50 $61,261.20 $1,108,772.40

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mooresville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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