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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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111 White Street B , Morganton, NC 28655
$275,000
Est. Payment: $1,545.51/mo
2 Bed
2 Bath
1047 Sqft
0.86 Acres
Status: under contract-show | Days on site: 7
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R01560 - 74550
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Terri Bias
Operator/Brokerage Owner

House Description

Downtown living at its best! This beautifully maintained, move-in ready 2-bedroom, 2-full-bath end-unit condo puts you right in the heart of downtown Morganton, just a 3-minute walk from Courthouse Square and within easy walking distance of the area’s restaurants, shops, entertainment, and local events. Located on the second floor, this 1,047-square-foot condo offers the added privacy of an end unit, along with quick access to the stairway or the convenience of a private community elevator. Kick off your shoes in the foyer as this charming home welcomes you in where large windows fill the home with an abundance of natural light, and tall 10-foot ceilings create an open, spacious feel throughout. The inviting kitchen comes complete with all appliances, and and Corian countertops. Home also includes the washer and dryer, making it truly move-in ready. Recent improvements include FRESH interior paint, NEW ceiling fans, NEW water heater, NEW microwave, and NEWLY rebuilt toilets. Solar shades on the windows provide added comfort and privacy while still allowing plenty of natural light. The Master Suite offers a relaxing retreat with a walk-in closet and en-suite bath featuring both a tub/shower combination and a separate standalone shower. The second bedroom and full bath provide comfortable space for guests, a home office, or whatever your lifestyle requires. Enjoy your morning coffee or unwind at the end of the day on the covered back balcony, or take advantage of the covered front porch to experience the vibrance of downtown right outside your door. The building also features video surveillance for added peace of mind, and the roof was replaced approximately 2–3 years ago. Whether you’re looking for a low-maintenance primary residence, a convenient downtown getaway, or simply want to be within walking distance of everything Morganton has to offer, this condo delivers an exceptional combination of comfort, convenience, and location. Leave the car at home and enjoy Historic Downtown Morganton just outside your door!

Highlights

Listed by Rusty Davis , 828-430-0910 Rus/D Real Estate , 828-430-0910. Canopy MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.86

HOA Fee

200 Monthly

Year Built

2005

County

Burke

Neighborhood

400 Union Square

Listing ID

4425079

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:
Floor:Tile,Laminate
Above Ground Sq Ft:1047
Other:
  • ▪ Additional:Entrance Foyer, Walk-In Closet(s), Master on Main
Water:City

Exterior Features

Lot:Corner Lot,End Unit,Level,Paved,Views,Other - See Remarks
Lot Dimensions:Irregular
Zoning:CU
Roof:Architectural Shingle
Others:
  • ▪ Additional:Elevator
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,546
Taxes
$175
HOA
$200

Home Price

$275,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$55,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,545.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,545.51 $175.31 $200.00 $1,920.82
Yearly $18,546.11 $2,103.75 $2,400.00 $23,049.86
Total $556,383.37 $63,112.50 $72,000.00 $691,495.87

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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