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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4388 Ruritan Dr , Morganton, NC 28655
$199,900
Est. Payment: $1,023.99/mo
2 Bed
1 Bath
936 Sqft
Status: active | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Step into the charm of this cozy 2-bedroom, 1-bath home, built in 1946 and full of character! Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this home offers comfort, convenience, and endless potential! Inside, you'll find a functional floor plan with comfortable living spaces and plenty of natural light. The home's timeless character provides the perfect opportunity to add your personal touch while enjoying the charm of a classic home. Outside, enjoy the spacious lot ideal for relaxing, gardening, or entertaining. Conveniently located just 5 minutes from shopping, dining and everyday amenities. This property offers easy access to everything you need while maintaining the feel of country living!
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Highlights

Listed by Nancy Roper , 828-443-3588 Roper Real Estate, LLC , 828-438-1609. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
1

Year Built

1946

County

Burke

Listing ID

4396064

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Convection Oven, Dishwasher, Refrigerator, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:Wood Burning
Above Ground Sq Ft:936
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:Public

Exterior Features

Sewer:Septic Installed
Parking Features:Detached Carport
Principal Interest
$1,024
Taxes
$127

Home Price

$199,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,023.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,023.99 $127.44 $0.00 $1,151.42
Yearly $12,287.82 $1,529.24 $0.00 $13,817.06
Total $368,634.70 $45,877.05 $0.00 $414,511.75

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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