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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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113 Ann St , Morganton, NC 28655
$475,000
Est. Payment: $2,669.52/mo
3 Bed
3 Bath
1950 Sqft
0.5 Acres
Status: active | Days on site: 18
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R08263 - R50680A
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Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Seller offering up to $15,000 to be used for either an interest rate buydown or to be used toward closing costs. Solid brick ranch on a half acre, built in 1960 and rebuilt on the inside without losing what made it worth keeping. Light comes through the main level all day, and at 1,950 square feet there's room to spread out across three bedrooms and two full baths. New flooring runs throughout. Fresh paint, recessed lighting, and a kitchen with new appliances ready to go. A fireplace anchors the main living space. Downstairs is where this one separates itself. The walkout basement with its own working fireplace and an exterior door straight out to the backyard. A third full bath was added under permit, but sits in an unfinished section for the next owner to imagine its configuration. Plumbing and electric are already run for laundry and a future bedroom. The next owner gets to decide what it becomes. A second living area, a workshop, a home gym, space for guests, the rough in work is done and the floor plan is yours to draw. This area is not counted in current square footage. Out back, an inground pool sits between two patio areas, with mature trees around the edge of the half acre lot. The detached carport covers two vehicles. Flood zone X, city water and sewer, and a short drive to downtown Morganton, Catawba Meadows Park, and I 40. A 1960 ranch with real space on both levels, a pool, and a basement you can finish your way. Those don't come along often in this part of Burke County.

Highlights

Listed by Sheree Byrd , 828-556-5468 AXEN REALTY LLC , 916-490-2690. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

1960

County

Burke

Neighborhood

None

Listing ID

4426507

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
Air Cond:Central Air
Fireplaces:Family Room,Wood Burning
Above Ground Sq Ft:1950
Basement:Finished,Walk-Out Access
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Detached Carport
Principal Interest
$2,670
Taxes
$303

Home Price

$475,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,669.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,669.52 $302.81 $0.00 $2,972.33
Yearly $32,034.19 $3,633.75 $0.00 $35,667.94
Total $961,025.82 $109,012.50 $0.00 $1,070,038.32

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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