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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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115 Spa St , Morganton, NC 28655
$169,900
Est. Payment: $954.84/mo
2 Bed
1 Bath
906 Sqft
0.3 Acres
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

Cute and charming bungalow located just off W Union St and Burkemont Dr — close to shopping, dining, and all Morganton conveniences. This lovingly maintained home is full of character and offers a welcoming full-length covered front porch with tile flooring, perfect for relaxing any time of day. Step inside to a cozy living room with LVP flooring and a fireplace (flue was sealed when the architectural roof was installed around 2021; unvented gas logs may still be an option). The office/bonus/dining room was originally a bedroom and now provides access to the upstairs, where two additional rooms offer flexible space for storage, hobbies, or overflow needs. Upstairs height is 7'3", but it is not counted in heated living area as it is only heated passively. There are two window A/C units that will remain. The additional non-living sqft upstairs is 266 sqft. The space has been utilized as living space previously by the owner. The kitchen has had updates started and simply needs cosmetic finishing touches such as flooring and paint. Features include a new gas range, dishwasher, washer, gas dryer, disposal, and a pantry. Refrigerator remains (older but in good working condition). The heated and cooled laundry room is included in the HLA and provides access to the backyard and deck overlooking a nice, usable yard. Partial white fencing on the right and chain-link fencing on the left belong to this property. Exterior metal siding was painted approximately 6 years ago and is in great shape. Home is connected to City water and sewer. The wired outbuilding includes electricity, a water spigot, ceiling fan, and window A/C — perfect for garden and yard tools. Partial crawl space storage area (dirt floor) houses the electric water heater and offers additional space for small equipment. The single bathroom is older, featuring a cast-iron tub, single sink with small cabinet, and flooring that needs replacement. Note: No railing on the staircase to the upper level — property will not qualify for FHA, VA, or USDA financing. Cash or conventional loans only. This sweet bungalow offers charm, convenience, and great potential for a buyer ready to add their personal touch.

Highlights

Listed by Teresa Hensley , 828-244-0930 Realty Executives of Hickory , 828-328-8900. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

Year Built

1925

County

Burke

Neighborhood

None

Listing ID

4433698

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Disposal, Gas Range, Refrigerator
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:906
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:Public

Exterior Features

Lot Dimensions:70x185x70x185
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$955
Taxes
$108

Home Price

$169,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$33,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$954.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $954.84 $108.31 $0.00 $1,063.16
Yearly $11,458.13 $1,299.74 $0.00 $12,757.86
Total $343,743.76 $38,992.05 $0.00 $382,735.81

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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