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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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105 Montrose St , Morganton, NC 28655
$625,000
Est. Payment: $3,512.52/mo
4 Bed
3 Bath
2978 Sqft
0.28 Acres
Status: active | Days on site: 5
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8273 - CV71673
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this beautifully maintained 4-bedroom, 3-bathroom Colonial brick home, ideally situated in a quiet, desirable neighborhood within walking distance of Downtown Morganton. Classic architecture, mature landscaping, and timeless details create an inviting setting, while thoughtful updates provide the modern conveniences today’s buyers desire. The well-appointed kitchen features a Wolf gas cooktop, Bosch dishwasher, wall oven with microwave, and refrigerator, making it an ideal space for everyday living and entertaining. Throughout the home, you'll find an abundance of built-in cabinetry and storage, adding both character and functionality. A new tankless hot water heater installed in 2025 provides efficient, on-demand hot water. Outside, mature trees and established landscaping surround the property, while the fenced backyard offers privacy and a wonderful space for relaxing, gardening, entertaining, or enjoying time outdoors. The property also includes a detached garage, providing valuable additional parking, storage, or workshop space. With its combination of classic Colonial brick construction, spacious 4-bedroom layout, extensive built-ins, beautifully landscaped grounds, fenced backyard, detached garage, and convenient location near Downtown Morganton, this home offers a rare opportunity to enjoy character, comfort, and walkability in one of Morganton's desirable neighborhoods.

Highlights

Listed by Jennifer Deacon , 828-403-3353 Berkshire Hathaway HomeServices Blue Ridge REALTORS® , 828-438-3660. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.28

Year Built

1955

County

Burke

Neighborhood

Riverside

Listing ID

4420850

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Gas Cooktop, Microwave, Refrigerator with Ice Maker, Tankless Water Heater, Wall Oven, Washer/Dryer
Air Cond:Central Air
Fireplaces:Gas Log,Living Room
Floor:Tile,Wood
Above Ground Sq Ft:2978
Basement:Exterior Entry,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Built-in Features, Entrance Foyer, Kitchen Island, Pantry, Storage, Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Wooded
Lot Dimensions:95x132x95x133
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Detached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$3,513
Taxes
$398

Home Price

$625,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,512.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,512.52 $398.44 $0.00 $3,910.96
Yearly $42,150.26 $4,781.25 $0.00 $46,931.51
Total $1,264,507.66 $143,437.50 $0.00 $1,407,945.16

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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