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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3991 Silver Creek Terrace , Morganton, NC 28655
$252,000
Est. Payment: $1,290.87/mo
3 Bed
2 Bath
1512 Sqft
Status: active with contingency | Days on site: 50
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

A little breathing room, mountain views on the drive in and the kind of quiet that feels hard to find. Set along a private road on 1.32 acres, this welcoming 3BR/2BA home offers space to spread out, slow down and enjoy life at a different pace, while still keeping schools, downtown Morganton, shopping, dining and I-40 within easy reach. Everything is conveniently on one level with a great open floorplan and split bedroom layout. Warm laminate flooring runs through much of the home. A wood-burning stove adds a cozy touch when temperatures dip. The kitchen offers generous prep space and storage, and the laundry/mud room keeps everyday life practical and easy. The primary suite is wonderfully spacious with a large soaking bath and walk-in closet, while two additional bedrooms offer flexibility for guests, hobbies or an office. Start the day with coffee on the sprawling front porch and wind down to the sounds of the evening, then fire up the grill on the back deck for easy outdoor dinners. The 24x25 detached garage is ideal for workshop space, projects or extra storage, while two additional outbuildings provide even more flexibility for tools, hobbies or gear. Plenty of yard space leaves room for pets, gardening, play or evenings around a firepit. Beautiful, mature landscaping puts on a show nearly all year long. WA Young, Table Rock, Freedom schools. Rutherford Electric, Brentwood Water.

Highlights

Listed by Starla Hoke , 828-403-4549 McCombs & Hoke Real Estate , 828-437-7766. Canopy MLS mls logo

Property Type

Manufactured Home

Lot/Acreage
1.32

Year Built

2006

County

Burke

Neighborhood

Silver Creek Estates

Listing ID

4389533

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Heat Pump
Fireplaces:Wood Burning Stove
Above Ground Sq Ft:1512
Below Ground Sq Ft:0
Other:
  • Additional:Master on Main
Water:City

Exterior Features

Zoning:R-2
Others:
  • Additional:Storage, Other - See Remarks
Sewer:Septic Installed
Parking Features:Driveway,Detached Garage
Principal Interest
$1,291
Taxes
$161

Home Price

$252,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$50,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,290.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,290.87 $160.65 $0.00 $1,451.52
Yearly $15,490.40 $1,927.80 $0.00 $17,418.20
Total $464,712.08 $57,834.00 $0.00 $522,546.08

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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