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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3890 Hyder Ct , Morganton, NC 28655
$629,900
Est. Payment: $3,540.06/mo
3 Bed
4 Bath
2885 Sqft
0.65 Acres
Status: active | Days on site: 32
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to prestigious Silver Creek Golf Course, a Tom Jackson-designed course nestled in the beautiful foothills of North Carolina. Surrounded by mountain views, multiple ponds, walking trails, game courts, a community pool and clubhouse, Silver Creek offers an exceptional lifestyle in a tranquil, friendly setting—while remaining conveniently close to downtown Morganton and roughly an hour from Asheville and Charlotte. This executive-style brick home offers three bedrooms, three and a half baths, plus a spacious fourth room currently used as a bonus room. A large foyer with cathedral ceiling welcomes you into the home, while the remainder of the main level features nine-foot ceilings, fresh interior paint, and stylish updates throughout. The spacious living room showcases a corner gas fireplace and flows seamlessly into the open-concept kitchen and breakfast area. The updated kitchen features attractive cabinetry, granite countertops, stainless steel appliances, and a pantry. The main level also offers both a formal dining room and formal living room, providing additional space for entertaining or everyday living. Either room could easily be transformed into a ground-floor bedroom, offering excellent flexibility for guests, aging family members, or future needs. Just off the formal living room, a cozy side porch provides a wonderful spot to relax while enjoying views of the golf course. The main-level laundry room is conveniently located across from the garage and offers cabinet storage and a sink. The garage also includes a small workshop room, adding valuable space for hobbies, projects, or storage. Upstairs, the spacious primary suite features a beautiful double tray ceiling and an en suite bath with dual granite vanities, a Jacuzzi tub, and a huge walk-in closet with a built-in system. The additional bedrooms and bonus room are all generously sized and offer excellent closet space. The lower level provides even more versatility and storage. Approximately half of the basement is unfinished, offering abundant storage and shelving, while the other half is nicely finished and creates the perfect family room, recreation area, or flexible living space. Life in Silver Creek is about more than just a beautiful home. Enjoy gated entry, public water, no city taxes, and an impressive array of amenities including the golf course, clubhouse, on-site restaurant and pro shop, community pool, walking trails, ponds, and game courts. With its combination of space, flexibility, updates, golf-course setting, and exceptional community amenities, this home offers the best of foothills living in one of the area’s most desirable communities. Property is being sold as-is.

Highlights

Listed by Christie Leonard , 828-334-6365 WNC Real Estate at Lake James , 828-439-2548. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.65

HOA Fee

455 Quarterly

Year Built

2001

County

Burke

Neighborhood

Silver Creek Plantation

Listing ID

4411266

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Heat Pump Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater
Air Cond:Central Air,Heat Pump
Fireplaces:Gas,Gas Log,Gas Vented,Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2309
Below Ground Sq Ft:576
Basement:Full,Interior Entry,Partially Finished
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Cable Prewire, Entrance Foyer, Pantry, Walk-In Closet(s), Has Fireplace
Water:Public

Exterior Features

Lot:Cleared,Cul-De-Sac,On Golf Course,Open Lot,Paved,Rolling Slope,Wooded,Views,Other - See Remarks
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation, Other - See Remarks
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$3,540
Taxes
$402
HOA
$455

Home Price

$629,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$125,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,540.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,540.06 $401.56 $455.00 $4,396.62
Yearly $42,480.71 $4,818.74 $5,460.00 $52,759.45
Total $1,274,421.40 $144,562.05 $163,800.00 $1,582,783.45

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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