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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3975 Plantation Dr , Morganton, NC 28655
$799,000
Est. Payment: $4,490.41/mo
3 Bed
3 Bath
4586 Sqft
1.45 Acres
Status: active | Days on site: 20
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372906 - R11119
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Southern elegance on a rare double lot in the gated golf community of Silver Creek Plantation! Set on 1.45 private acres with long-range mountain views, this home is the first inside the gate. A striking stone fireplace anchors the main living area, and the gourmet kitchen offers granite counters, a gas range, stainless appliances and a walk-in pantry. The main-level primary suite features two walk-in closets and a spa bath with a jetted tub, walk-in shower and dual vanities. Two more main-level bedrooms have built-in shelving. The fully finished daylight lower level adds a second kitchen, full bath, billiards/game room, office and flex room, plus its own private entrance reached by a landscaped second driveway and walking path. It's ideal for guests or extended stays. Also includes a 3-car garage with workbench, HVAC (2023), radon mitigation, Leaf Filter gutters, a tankless water heater, central vacuum and irrigation. Community amenities include an 18-hole Tom Jackson-designed golf course, clubhouse with restaurant and pro shop, pool, tennis courts, putting green, walking trails, fishing pond and nighttime security. Internet and cable are included in the HOA, and there are NO city taxes. Just minutes to I-40, less than 15 minutes to Lake James and downtown Morganton, close to Lake James State Park, South Mountains State Park and Linville Gorge, and about 45 minutes to Asheville.
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Highlights

Listed by Melissa Plemmons , 828-337-2200 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
1.45

HOA Fee

455 Quarterly

Year Built

2007

County

Burke

 Neighborhood

Silver Creek Plantation

Listing ID

4427771

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:Gas Log
Floor:Carpet,Tile,Wood,Other - See Remarks
Above Ground Sq Ft:2434
Below Ground Sq Ft:2152
Basement:Daylight,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Central Vacuum, Entrance Foyer, Garden Tub, Open Floorplan, Storage, Walk-In Closet(s), Walk-In Pantry, Whirlpool, Has Fireplace, Master on Main
Water:Public

Exterior Features

Lot:Level,Private,Rolling Slope,Wooded
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation, Rainwater Catchment
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Parking Space(s)

Open House

Upcoming Open Houses
Saturday 10:00 am - 12:00 pm Oct 17
Principal Interest
$4,490
Taxes
$509
HOA
$455

Home Price

$799,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,490.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,490.41 $509.36 $455.00 $5,454.77
Yearly $53,884.89 $6,112.35 $5,460.00 $65,457.24
Total $1,616,546.59 $183,370.50 $163,800.00 $1,963,717.09

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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