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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1062 Faith Ct , Morganton, NC 28655
$504,900
Est. Payment: $2,837.56/mo
3 Bed
3 Bath
1969 Sqft
0.78 Acres
Status: under contract-show | Days on site: 12
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Terri Bias
Operator/Brokerage Owner

House Description

This property is the belle of the ball! Stunning new construction home rivals most custom-built homes for far less than you can build, offering high-end features, thoughtful touches throughout, and a timeless style that is sure to impress. Nestled in a small, welcoming small community in Morganton, this exceptional home offers the perfect blend of refined living and convenience, located roughly 10 minutes from beautiful Lake James and even less to vibrant downtown Morganton, all while enjoying the benefit of no city taxes! You will love the thoughtfully designed, single-level, open-concept layout, featuring just under 2,000 heated square feet with 3 bedrooms and 2.5 baths. The spacious living room, dining area, and kitchen create a beautiful gathering space beneath vaulted ceilings, while the remainder of the home boasts desirable 9-foot ceilings. Every detail has been carefully considered, from the elegant arched doorways and custom cabinetry to the gorgeous quartz countertops, undermount lighting, and luxurious tile backsplash. The showstopping kitchen is truly a standout, featuring a spacious island, abundant cabinetry, and a double closet pantry, offering both style and functionality. Luxury vinyl plank flooring flows throughout the home, providing the look of hardwood with easy, everyday maintenance. The spacious primary suite offers a peaceful retreat, complete with a generous walk-in closet with hanging system, vaulted ceiling, and a beautifully appointed en suite bathroom featuring a dual vanity, water closet and a high-end custom-tiled HEATED shower. Additional thoughtful touches include a convenient laundry room located directly off the garage, complete with additional cabinetry, a hanging area, and a utility sink and several storage closets throughout the home. Step outside to enjoy the composite-covered front and back porches, perfect for relaxing and entertaining in any season. The backyard offers a sense of privacy, creating a peaceful outdoor retreat. Find great storage in the stand up crawl space that has double doors and has been graveled. The home's easy-to-maintain Hardie board vertical siding adds lasting appeal and complements its timeless architectural design. A rare opportunity to enjoy the quality, character, and elevated finishes of a custom-style home in a convenient Morganton location, just minutes from Lake James and downtown Morganton, without city taxes. This one is truly a must-see! Some photos are Virtual Staged

Highlights

Listed by Christie Leonard , 828-334-6365 WNC Real Estate at Lake James , 828-439-2548. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.78

HOA Fee

35 Monthly

Year Built

2026

County

Burke

Neighborhood

Sunset Ridge

Listing ID

4425222

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator with Ice Maker
Air Cond:Central Air
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:1969
Other:
  • ▪ Additional:Built-in Features, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Other - See Remarks, Master on Main
Water:City

Exterior Features

Lot:Rolling Slope
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Attached Garage,Garage Faces Side
Principal Interest
$2,838
Taxes
$322
HOA
$35

Home Price

$504,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$100,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,837.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,837.56 $321.87 $35.00 $3,194.43
Yearly $34,050.66 $3,862.49 $420.00 $38,333.15
Total $1,021,519.86 $115,874.55 $12,600.00 $1,149,994.41

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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