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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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501 Independence Trl , Morganton, NC 28655
$350,000
Est. Payment: $1,792.87/mo
2 Bed
3 Bath
1536 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to one of Burke County's most sought-after condo communities, where low-maintenance living meets a peaceful wooded setting just minutes from downtown Morganton and I-40. Surrounded by mature trees and abundant wildlife including birds, deer and even an occasional bear. This beautifully updated 2-bedroom, 2.5-bath home is filled with character. The living area is anchored by a striking floor to ceiling reclaimed barnwood gas fireplace surround and wood mantel. A custom black iron and cable railing along the staircase and upper level adds a distinctive architectural touch. The versatile loft provides wonderful flex space for yoga or exercise, a home office, TV/ entertainment area or overnight guests, with its own mini-split for added comfort. The spacious primary bedroom features a lovely bay window framed by mature holly tress filled with local birds throughout the year, along with a customized walk-in closet. The upstairs bath was refreshed in 2025 with new flooring, toilet and refinished tub. Extensively renovated in 2018, additional improvements include all-new windows and kitchen sliding glass doors, a new water heater and a loft mini-split. Gas cooking adds another welcoming convenience. Outside, the wraparound deck, with shaded rear area, offers the perfect place to unwind in the evening and enjoy beautiful year-round sunset views. Most exterior maintenance and landscaping are managed by the HOA, with city trash pickup and neighborhood dog-waste stations adding to the ease of everyday living. Just as special is the welcoming social atmosphere - a neighborhood where you can enjoy the privacy and tranquility of the wooded surroundings while still feeling connected to those around you. The community pool offers another favorite gathering place, with summer cookouts around major holidays and occasional movie nights adding to the sense of community.

Highlights

Listed by Brenda Hoyle , 828-460-1680 and Regina Farmer , 828-460-1680 Mountain Lake Realty , 828-559-0174. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

347 Monthly

Year Built

1988

County

Burke

Neighborhood

Victory Pointe Condo

Listing ID

4413269

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Exhaust Hood, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Washer, Washer/Dryer
Air Cond:Electric,Heat Pump
Fireplaces:Gas Log,Gas Unvented,Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1536
Below Ground Sq Ft:0
Other:
  • Additional:Attic Other, Attic Stairs Pulldown, Breakfast Bar, Kitchen Island, Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cleared,Corner Lot,Views
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Assigned,Attached Garage
Principal Interest
$1,793
Taxes
$223
HOA
$347

Home Price

$350,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,792.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,792.87 $223.13 $347.00 $2,363.00
Yearly $21,514.45 $2,677.50 $4,164.00 $28,355.95
Total $645,433.45 $80,325.00 $124,920.00 $850,678.45

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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