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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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703 Independence Trl , Morganton, NC 28655
$285,000
Est. Payment: $1,601.71/mo
2 Bed
3 Bath
1536 Sqft
Status: active | Days on site: 215
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Terri Bias
Operator/Brokerage Owner

House Description

Easy living, beautiful light, and a little mountain view thrown in! This 2BR/2.5BA condo in popular Victory Pointe offers low-maintenance living and an even better value - Seller will pay the $2,500 HOA initiation fee for the Buyer! Natural light pours into the main level, highlighting gleaming hardwood floors, skylights, cathedral ceilings, and a gas-log fireplace. A level, step-free brick entry makes coming and going especially easy. But the real star of the show? The covered wrap-around decks. Stretching along the back and side of the condo, they create an outdoor extension of the living space, complete with winter mountain views. Patio doors with built-in blinds open directly onto the porches—perfect for morning coffee, afternoon lounging, or simply enjoying the view. The main level offers everything you need for easy one-level living: primary bedroom with walk-in closet and private bath with walk-in shower, laundry room, kitchen, living/dining area, half bath, and under-stair storage. Upstairs, a spacious second primary bedroom with full bath and a loft ideal for home office or studio. Additional perks include a single-car garage and outdoor storage. The Victory Pointe lifestyle in Western North Carolina is near charming downtown Morganton! Pool and tennis for members and their guests.

Highlights

Listed by Bobbie McCombs , 828-443-8381 McCombs & Hoke Real Estate , 828-437-7766. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

347 Monthly

Year Built

1988

County

Burke

Neighborhood

Victory Pointe Condo

Listing ID

4342377

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Refrigerator, Washer/Dryer
Air Cond:Ceiling Fan(s),Heat Pump
Fireplaces:Gas Log
Floor:Carpet,Wood
Above Ground Sq Ft:1536
Other:
  • ▪ Additional:Attic Stairs Pulldown, Open Floorplan, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:End Unit
Zoning:LID
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage,Parking Space(s)
Principal Interest
$1,602
Taxes
$182
HOA
$347

Home Price

$285,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$57,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,601.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,601.71 $181.69 $347.00 $2,130.40
Yearly $19,220.52 $2,180.25 $4,164.00 $25,564.77
Total $576,615.49 $65,407.50 $124,920.00 $766,942.99

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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