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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2124 Starlight Ln , Morganton, NC 28655
$1,050,000
Est. Payment: $5,378.61/mo
3 Bed
4 Bath
3120 Sqft
Status: active | Days on site: 4
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to Waters Edge on Lake James, where privacy, thoughtful design and an exceptional location come together in a home made for both everyday living and memorable weekends at the lake. Set on a large, private lot in this desirable gated community, this bright and airy home offers a fresh modern-farmhouse feel surrounded by the natural beauty of the Lake James area—yet is conveniently located near the shops, restaurants and energy of Morganton. Inside, an open, light-filled floor plan is complemented by beautiful wide-plank flooring, abundant windows and stylish finishes throughout. The showpiece kitchen is designed for gathering, with a generous island, extensive cabinetry and a hidden butler's pantry that provides fantastic additional prep and storage space. Nearby, the spacious drop-off/mudroom helps keep lake gear and everyday necessities organized. The main-level primary suite provides a comfortable private retreat, while the home's three bedrooms plus a generously sized bonus room currently used as an additional sleeping area offer wonderful flexibility for accommodating a houseful of family and guests. With multiple gathering spaces and an easy-flowing layout, this is a home that can handle everything from quiet weekends to lively lake getaways. Outdoor living is equally inviting. The covered rear deck overlooks the peaceful, wooded setting and even features a cleverly concealed television—perfect for game days, movie nights or relaxing outdoors. A large backyard and surrounding trees add to the sense of privacy. Storage is another standout, with an oversized three-car garage, impressive workshop space and abundant storage for all the equipment and toys that come with an active Lake James lifestyle. Residents can also enjoy easy neighborhood access to the Fonta Flora State Trail loop, putting miles of recreation practically at your doorstep. And for buyers looking for added flexibility, short-term rentals are allowed, making the property equally compelling as a full-time residence, Lake James getaway or potential vacation rental. With its private setting, guest-friendly floor plan, outdoor living spaces and convenient access to Lake James and Morganton, this Waters Edge home delivers a rare combination of comfort, versatility and location.

Highlights

Listed by Fletcher Edens , 828-228-2010 and Bryan Jones , 828-228-2010 Keller Williams Unified , 704-799-3700. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.86

HOA Fee

1200 Annually

Year Built

2023

County

Burke

Neighborhood

Waters Edge

Listing ID

4412335

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Dryer, Exhaust Hood, Gas Cooktop, Gas Range, Gas Water Heater
Air Cond:Heat Pump
Fireplaces:
Floor:Hardwood
Above Ground Sq Ft:3120
Below Ground Sq Ft:0
Other:
  • Additional:Attic Walk In, Breakfast Bar, Built-in Features, Cable Prewire, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Master on Main
Water:Well

Exterior Features

Lot:Cul-De-Sac,Level,Wooded,Beach - Public,Paddlesport Launch Site - Community
Roof:Architectural Shingle,Metal
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$5,379
Taxes
$669
HOA
$1,200

Home Price

$1,050,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$210,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,378.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,378.61 $669.38 $1,200.00 $7,247.99
Yearly $64,543.34 $8,032.50 $14,400.00 $86,975.84
Total $1,936,300.35 $240,975.00 $432,000.00 $2,609,275.35

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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