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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3089 W Moonlight Pl , Morganton, NC 28655
$749,900
Est. Payment: $3,841.35/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome to your Lake James retreat, where thoughtful improvements, beautiful waterfront, and an inviting setting come together for effortless lake living. Located at **3089 Moonlight Drive in Morganton**, this property offers the opportunity to enjoy one of Western North Carolina’s most sought-after lakes with much of the waterfront work already completed. The current owner has made a **substantial investment in enhancing and protecting the property**, including a **new dock, extensive landscaping, and significant seawall improvements**. These upgrades have transformed the shoreline and outdoor spaces, creating an attractive, well-planned setting designed to maximize enjoyment of the lake. Whether spending the morning on the dock, heading out for a day of boating, or unwinding by the water at sunset, this property is all about embracing the **Lake James lifestyle**. The improved landscaping provides a polished transition from the home to the waterfront, while the updated shoreline and dock add both function and appeal. Lake James is known for its **clear mountain water, boating, fishing, swimming, and breathtaking Blue Ridge Mountain surroundings**. With Morganton nearby and outdoor recreation throughout the Lake James area, this location offers the perfect balance of privacy, recreation, and convenience. A special opportunity for a **primary residence, weekend retreat, or second home**, 3089 Moonlight Drive offers more than a place at the lake—it offers a waterfront property where significant time, planning, and investment have already gone into creating an exceptional setting. **Come experience Lake James and see firsthand the improvements that make this property ready to enjoy from day one.**
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Highlights

Listed by Hilary Repass , 828-455-6299 and Andi Jack , 828-455-6299 RE/MAX A-Team , 828-324-8326. Canopy MLS mls logo

Property Type

Vacant Land
Lot/Acreage
0.76

County

Burke

 Neighborhood

Waters Edge

Listing ID

4416693

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:
Below Ground Sq Ft:0
Water:City

Exterior Features

Lot:Cul-De-Sac,Waterfront,Retaining Wall,Dock
Others:
  • ▪ Additional:Dock - Floating
Sewer:Septic Needed
Principal Interest
$3,841
Taxes
$478

Home Price

$749,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$149,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,841.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,841.35 $478.06 $0.00 $4,319.41
Yearly $46,096.24 $5,736.74 $0.00 $51,832.98
Total $1,382,887.27 $172,102.05 $0.00 $1,554,989.32

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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