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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3100 E Moonlight Pl Unit 42 , Morganton, NC 28655
$349,000
Est. Payment: $1,787.75/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

New Price! Set on 3.71 private acres in the gated Waters Edge community, this rare Lake James homesite offers a large, level waterfront on one of the lake's quietest coves — calm, clear, wake-free water perfect for swimming, kayaking, and paddleboarding for miles right from your own backyard, with the cove opening up quickly into the main body of the lake. Tucked into an environmentally protected, no-wake, no-thru-traffic cove, the setting feels private and undisturbed, with no boats passing by. This is a non-dockable lot, and the cove is shallow and recedes with the seasonal winter drawdown — in summer, though, there's room to tie up a small boat or jet skis right at the shoreline, making this an ideal fit for a low-key, hands-in-the-water lake life. The wooded, gently sloping site is ready to build on or enjoy as-is: driveway, parking, and boat trailer storage already in place, soil test on record for septic, and the Fonta Flora State Trail easement running directly along the back edge of the property. Underground power, high-speed internet, and city water are available. Short-term rentals are allowed. Adjacent to 47.99 acres of protected green space, this lot feels more like a private nature preserve than a typical lakefront homesite. The community beach, a nearby marina and a public boat launch keep the full lake experience within easy reach for anyone wanting to get out on the water. Morganton is 15 minutes away; Asheville under an hour. Seclusion, acreage, and a front-row seat to Lake James — all in one place. NC Agent Owned.

Highlights

Listed by Christy McFadden , 828-215-7634 GreyBeard Realty , 828-669-1072. Canopy MLS mls logo

Property Type

Vacant Land

Lot/Acreage
3.71

HOA Fee

1200 Annually

County

Burke

Neighborhood

Waters Edge

Listing ID

4380561

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Below Ground Sq Ft:0
Water:City

Exterior Features

Lot:Creek Front,Level,Private,Sloped,Creek/Stream,Wooded,Waterfront,Beach - Public
Sewer:Septic Needed
Principal Interest
$1,788
Taxes
$222
HOA
$1,200

Home Price

$349,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$69,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,787.75

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,787.75 $222.49 $1,200.00 $3,210.24
Yearly $21,452.98 $2,669.85 $14,400.00 $38,522.83
Total $643,589.35 $80,095.50 $432,000.00 $1,155,684.85

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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