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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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177 Old Harbor Dr , Mount Gilead, NC 27306
$415,000
Est. Payment: $2,332.31/mo
4 Bed
3 Bath
2781 Sqft
0.49 Acres
Status: active | Days on site: 7
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13080 - 99616
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Terri Bias
Operator/Brokerage Owner

House Description

Seller offering $5000 in concessions to use for closing costs, rate buydown or membership initiation fee to join the club. Welcome home to this spacious and versatile home in sought after Tillery Traditions! The flexible floor plan offers plenty of options for multigenerational living or anyone needing extra space. The main level features a primary suite with a very large sitting room that would make a great home office, workout room or quiet retreat, plus a secondary bedroom and full bath. Upstairs you’ll find two additional bedrooms and a full bath, with the option to use one bedroom and the other bedroom as a bonus room as a second primary style suite perfect for older children, guests or extended family. The kitchen features quartz countertops, a large breakfast bar, soft close cabinetry, stainless steel appliances, farmhouse sink, cooktop, wall oven and microwave with stainless steel range hood. The living room features a pellet stove for an additional heat source, and custom window treatments add a finished touch throughout the home. Both bathrooms downstairs offer luxurious granite countertops. Additional features include an extended garage with a utility sink and storage shelving, plus a large, nearly half acre lot. Tillery Traditions offers a beautiful setting with a golf course and lake access, with country club membership available for an additional fee. Enjoy a peaceful, rural feel close to Morrow Mountain State Park, walking trails and Lake Tillery while remaining convenient to shopping and restaurants.

Highlights

Listed by Crystal Blackwelder , 980-722-1236 NorthGroup Real Estate LLC , 704-412-2804. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.49

HOA Fee

300 Semi-Annually

Year Built

2020

County

Montgomery

Neighborhood

Tillery Tradition

Listing ID

4430936

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Oven, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:2781
Other:
  • ▪ Additional:Breakfast Bar, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Master on Main
Water:City

Exterior Features

Zoning:SFR
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,332
Taxes
$265
HOA
$300

Home Price

$415,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,332.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,332.31 $264.56 $300.00 $2,896.88
Yearly $27,987.77 $3,174.75 $3,600.00 $34,762.52
Total $839,633.08 $95,242.50 $108,000.00 $1,042,875.58

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mount Gilead, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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