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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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129 Picasso Trl , Mount Holly, NC 28120
$499,900
Est. Payment: $2,813.30/mo
2 Bed
2 Bath
1842 Sqft
0.2 Acres
Status: active | Days on site: 217
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to Imagery at Mountain Island Lake, a premier 55+ active-adult community offering low-maintenance living, resort-style amenities, and an exceptional lakeside lifestyle. This beautifully appointed one-story home offers 2 bedrooms, 2 full baths, and a private, enclosed office/flex room, all thoughtfully designed around a spacious open floorplan ideal for everyday living and entertaining. A beautifully appointed kitchen takes center stage with quartz countertops, crisp white cabinetry, stainless steel appliances, and a generous island with comfortable breakfast seating. Convenient nooks provide the perfect spots for a coffee or beverage station, adding both charm and functionality. The split-bedroom layout creates a natural sense of privacy, with graceful arched openings leading to each suite. Tucked behind elegant French doors, the dedicated office offers a quiet, private retreat for working from home, hobbies, or other flexible needs. Peaceful and inviting, the primary suite features a spacious bath with dual vanities and quartz countertops. Just off the double garage, the generously sized laundry room provides exceptional convenience and flexibility, with ample room for a utility sink, folding station, or additional storage. Natural light flows throughout the home, complemented by plantation shutters, durable luxury vinyl plank flooring throughout, and stylish tile flooring in both baths. One of the home's most desirable features is the exceptional outdoor setting. From the main living area, step onto the large screened-in porch and continue to the extended paver patio, where the backyard directly adjoins the community's wooded walking trails rather than backing to another home or a retaining wall. Enjoy a greater sense of privacy, open views, and a peaceful natural setting—perfect for morning coffee, entertaining, or simply relaxing outdoors. Life at Imagery is designed to be enjoyed, with an impressive array of amenities including a clubhouse, fitness center, heated resort-style pool, lighted pickleball and tennis courts, walking trails, dog park, lake access, kayak launch and storage, and creative cabins featuring a library, pottery studio, art studios, sewing cabin, and celebration spaces. A full-time Lifestyle Director coordinates a vibrant calendar of events, clubs, and activities, making it easy to connect and enjoy an active social lifestyle. A future community dock is also planned nearby and, according to the HOA, is expected to be completed soon. A private enclosed office, one-level living, and a backyard that opens directly to wooded walking trails create a combination that is difficult to duplicate at this price point. Experience the comfort, privacy, recreation, and low-maintenance lifestyle of Imagery at Mountain Island Lake.

Highlights

Listed by Angela Walker , 704-860-5962 Premier South , 704-829-3518. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

315 Monthly

Year Built

2021

County

Gaston

Neighborhood

Imagery On Mtn Island

Listing ID

4321149

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Electric Range, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, Gas Range, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Central Air
Fireplaces:
Floor:Laminate,Tile
Above Ground Sq Ft:1842
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Master on Main
Water:City

Exterior Features

Lot:Paddlesport Launch Site - Community
Roof:Architectural Shingle
Others:
  • ▪ Additional:Lawn Maintenance
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,813
Taxes
$319
HOA
$315

Home Price

$499,900

Loan Details

30 yrs
7.562%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,813.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,813.30 $318.69 $315.00 $3,446.98
Yearly $33,759.56 $3,824.24 $3,780.00 $41,363.80
Total $1,012,786.81 $114,727.05 $113,400.00 $1,240,913.86

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mount Holly, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-09T09:44:06.000Z

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