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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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317 Picasso Trl , Mount Holly, NC 28120
$709,900
Est. Payment: $3,995.12/mo
4 Bed
3 Bath
2987 Sqft
0.22 Acres
Status: under contract-show | Days on site: 19
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R01230 - 54497,53437
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 317 Picasso Trail, one of the most extensively upgraded homes in Imagery on Mountain Island Lake. Featuring nearly $100,000 in post-closing improvements, a rare fenced backyard, an expansive 670-square-foot patio, and a walkable location to Picasso Point waterfront park, this 4-bedroom, 3-bath home offers an exceptional combination of comfort, convenience, and resort-style living. The thoughtfully designed floor plan features LVP flooring throughout the main level, crown molding, custom closets in every bedroom, a fireplace with custom mantel and blower, abundant storage, and spacious walk-in attic storage. The gourmet kitchen showcases Café appliances, a gas cooktop, double ovens, microwave, KitchenAid dishwasher, custom pantry, under-cabinet lighting, and cabinet pullouts. Outdoor living is equally impressive with professional landscaping, stacked-stone accents, smart irrigation, and a large private patio ideal for entertaining, relaxing, or enjoying time with family and friends. Additional upgrades include a Tesla-compatible EV charger, eero+ Wi-Fi system, laundry room cabinetry, garage storage racks, whole-home water filtration and air purification systems, added insulation, dual attic exhaust fans, hot-water recirculation system, security system, and termite warranty. Residents enjoy a heated pool, fitness center, pickleball and tennis courts, walking trails, kayak launch and storage, dog parks, waterfront pocket parks, and a vibrant social calendar. Under-55 ownership is permitted.

Highlights

Listed by Albert Alvarez , 704-957-2232 and Lynn Alvarez , 704-957-2232 The Ally Group Real Estate, LLC , 704-975-2429. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

318 Monthly

Year Built

2021

County

Gaston

Neighborhood

Imagery On Mtn Island

Listing ID

4424560

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Convection Microwave, Convection Oven, Dishwasher, Disposal, Double Oven, Electric Water Heater, Exhaust Fan, Filtration System, Gas Cooktop, Gas Oven, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
Air Cond:Central Air,Electric,Zoned
Fireplaces:Gas Log,Gas Vented,Great Room,Other - See Remarks
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:2987
Other:
  • ▪ Additional:Attic Other, Attic Walk In, Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry, Other - See Remarks, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Private,Wooded,Beach - Public,Boat Slip – Community,Paddlesport Launch Site - Community,Other - See Remarks
Zoning:R
Roof:Architectural Shingle,Other - See Remarks
Others:
  • ▪ Additional:Hot Tub, In-Ground Irrigation, Lawn Maintenance
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry
Principal Interest
$3,995
Taxes
$453
HOA
$318

Home Price

$709,900

Loan Details

30 yrs
7.562%

Down Payment

20%
$141,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,995.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,995.12 $452.56 $318.00 $4,765.68
Yearly $47,941.41 $5,430.74 $3,816.00 $57,188.15
Total $1,438,242.36 $162,922.05 $114,480.00 $1,715,644.41

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mount Holly, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-09T07:32:06.000Z

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