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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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197 Park Rd , Mount Holly, NC 28120
$379,000
Est. Payment: $1,941.42/mo
3 Bed
2 Bath
2187 Sqft
Status: active with contingency | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 197 Park Road, a beloved one-owner home built with pride and ready for its next chapter. Situated on over half an acre just outside the Mount Holly city limits, this expansive 2,187-square-foot all-brick ranch offers the perfect blend of peaceful country living and everyday convenience. Enjoy the charm and character of Mount Holly while remaining just minutes from Charlotte and all the shopping, dining, recreation, and employment opportunities the area has to offer. Inside, you’ll find a spacious kitchen featuring granite countertops, a movable island, abundant cabinetry with convenient pull-outs, and a walk-in pantry. The adjoining dining area flows naturally into the inviting living room, where a brick fireplace with gas logs creates a warm and welcoming centerpiece. Generously sized bedrooms offer excellent closet space, while the primary suite features two walk-in closets—including one with a built-in safe—and a spacious bath with dual sinks plus a separate vanity area. One of the home’s standout spaces is the massive climate-controlled sunroom, providing comfortable four-season living and plenty of room to gather, relax, or entertain. Step outside and imagine the possibilities! The fenced backyard offers an incredible amount of usable space for gardening, entertaining, pets, play, cornhole, football, or simply enjoying the outdoors. And don’t miss the approximately 400-square-foot workshop—a space filled with potential for woodworking, hobbies, storage, a home studio, or the ultimate tinkering spot. If those walls could talk, they would surely have some stories to tell. With a few cosmetic updates and your own personal touches, 197 Park Road has all the ingredients to become an incredible home for years to come. Well loved by its original owner and filled with character, space, and possibilities, this special property is ready for someone new to love and cherish it.

Highlights

Listed by Jana Joy , 704-907-0858 Premier South , 704-829-3518. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.54

Year Built

1978

County

Gaston

Neighborhood

None

Listing ID

4414607

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator with Ice Maker
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Living Room
Floor:Carpet,Hardwood
Above Ground Sq Ft:2187
Below Ground Sq Ft:0
Other:
  • Additional:Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cleared,Level
Lot Dimensions:100x235x100x235
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$1,941
Taxes
$242

Home Price

$379,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$75,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,941.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,941.42 $241.61 $0.00 $2,183.04
Yearly $23,297.07 $2,899.35 $0.00 $26,196.42
Total $698,912.22 $86,980.50 $0.00 $785,892.72

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Mount Holly, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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