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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1215 Gardenia Dr Unit 42 , Mt Ulla, NC 28125
$560,900
Est. Payment: $3,152.28/mo
4 Bed
3 Bath
2906 Sqft
0.98 Acres
Status: active | Days on site: 127
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5142 - R19652
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Terri Bias
Operator/Brokerage Owner

House Description

Only $1,000 Down to Write Contract! Welcome to McNeely Farms, where quality new construction meets peaceful country living! This beautiful brand-new Adams Homes ranch sits on a spacious .98-acre lot in Mt. Ulla, NC, offering a tranquil setting just minutes from downtown Mooresville, shopping, dining, and convenient access to I-77 and I-85.This 2,906-square-foot, one-level home features 4 bedrooms and 3 full baths, 3 car garage with 4ft extension with a desirable split-bedroom floor plan designed for both everyday living and entertaining. The open-concept layout features 9-foot ceilings throughout, creating a bright and spacious feel.The impressive kitchen offers a large center island, abundant cabinetry, quartz countertops, tiled backsplash, and Frigidaire Gourmet Gallery stainless steel appliances, and opens seamlessly to the family room. A separate formal dining room provides the perfect space for gatherings and special occasions.The spacious primary suite features a beautiful tray ceiling, a large walk-in closet, and a luxurious primary bath with a 5-foot tiled shower. Additional highlights include laminate wood flooring throughout the main living areas and primary bath, and thoughtful finishes throughout.Step outside to the 16' x 14' covered deck, overlooking a large, level and peaceful backyard—perfect for relaxing, entertaining, or enjoying the privacy of your own acreage.Exterior features include durable Hardie board siding, upgraded stone accents, architectural shingles, and gutters. Best of all, there are no HOA fees!Seller-paid closing costs available with use of preferred lender (excluding prepaids and discount points), plus flex cash available to help lower your interest rate.Come experience the space, quality, privacy, and value that McNeely Farms has to offer!

Highlights

Listed by Rebecca Spires , 704-915-0700 Adams Homes Realty-NC, Inc. , 704-558-4527. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.98

Year Built

2026

County

Rowan

Neighborhood

McNeely Farms

Listing ID

4375396

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Convection Oven, Dishwasher, Disposal, Electric Range
Air Cond:Central Air,Electric
Fireplaces:
Floor:Carpet,Laminate,Vinyl
Above Ground Sq Ft:2906
Other:
  • ▪ Additional:Breakfast Bar, Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Master on Main
Water:Well

Exterior Features

Lot:Level
Zoning:RA
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Front
Principal Interest
$3,152
Taxes
$358

Home Price

$560,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$112,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,152.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,152.28 $357.57 $0.00 $3,509.85
Yearly $37,827.33 $4,290.89 $0.00 $42,118.21
Total $1,134,819.75 $128,726.55 $0.00 $1,263,546.30

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mt Ulla, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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