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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1156 Campbells Trace , Nebo, NC 28761
$665,000
Est. Payment: $3,406.45/mo
1 Bed
1 Bath
676 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Nestled in the pristine, highly sought-after community of The 1780 at Lake James, this 2026 build offers a rare opportunity to enjoy exclusive access to the coveted amenities of Camp Lake James. Finished to a high standard throughout, the home features a thoughtfully designed one-bedroom, one-bath upstairs living space showcasing high-end finishes and quality craftsmanship at every turn. The attached two-car garage has been finished as versatile flex space, complete with its own heating and cooling unit, offering flexibility for a home office, gym, studio, or additional living area. A four-bedroom septic system has already been installed, adding tremendous value and convenience for future expansion. An adjoining homesite to the right of the property, originally intended for a main residence, presents an exceptional opportunity to design and build your dream home at Lake James, while the current structure offers immediate use as a private family retreat or vacation getaway in the meantime. The home is offered fully furnished with an accepted offer at asking price; otherwise, furnishings are negotiable. Whether you're seeking a turn-key lake escape or envisioning a future custom-built main residence, this property offers the ideal foundation for making your Lake James dream a reality.
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Highlights

Listed by Dave Dribbon , 828-460-0269 GreyBeard Realty , 828-334-3778. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
1.95

HOA Fee

1900 Annually

Year Built

2026

County

McDowell

 Neighborhood

1780

Listing ID

4411887

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Range
Air Cond:Heat Pump
Fireplaces:
Above Ground Sq Ft:676
Below Ground Sq Ft:0
Water:Well

Exterior Features

Lot:Beach - Public,Boat Slip – Community
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$3,406
Taxes
$424
HOA
$1,900

Home Price

$665,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$133,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,406.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,406.45 $423.94 $1,900.00 $5,730.39
Yearly $40,877.45 $5,087.25 $22,800.00 $68,764.70
Total $1,226,323.55 $152,617.50 $684,000.00 $2,062,941.05

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Nebo, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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