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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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314 Old Mill Rd , Nebo, NC 28761
$425,000
Est. Payment: $2,388.51/mo
2 Bed
2 Bath
1201 Sqft
2.02 Acres
Status: active | Days on site: 22
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to your mountain retreat in Cascade Highlands, a gated, lock-and-leave community roughly 45 minutes from Asheville and 90 minutes from Charlotte. Close to I-40 and Lake James and situated between Marion, Old Fort, Black Mountain, and Hickory, this meticulously maintained cabin offers a rare balance of privacy and convenience. With short-term rentals allowed, the home can serve as a full-time residence, an income property, or a private getaway whenever you choose. Inside, you'll find a thoughtfully designed floor plan featuring a bedroom and full bath on the main level, main-level laundry, and an inviting living area with a wood-burning stove. Upstairs, the private primary suite offers an ensuite bathroom and walk-in closet, while the spacious loft makes an ideal home office or flex space. A wrap-around deck extends the living space outdoors, a wonderful setting for morning coffee or entertaining among peaceful wooded surroundings and seasonal winter views. The property also features a fully fenced side and backyard, a large parking pad, and a detached two-car garage with water and electricity. The garage's upper level is framed and ready for conversion into a studio, workshop, in-law suite, or additional rental space. Cascade Highlands offers beautiful recreation areas, including a central community pond and river access with two picturesque cascades and natural boulder formations. Experience Western North Carolina mountain living with easy access to the region's outdoor adventures and charming towns.

Highlights

Listed by Holly Martin , 828-768-3282 Carolina Mountain Sales , 828-277-5551. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.02

HOA Fee

689 Annually

Year Built

2002

County

McDowell

Neighborhood

Cascade Highlands

Listing ID

4425232

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Refrigerator
Air Cond:Central Air
Fireplaces:Wood Burning Stove
Floor:Tile,Wood
Above Ground Sq Ft:1201
Other:
  • ▪ Additional:Has Fireplace
Water:Well

Exterior Features

Lot:Corner Lot,Green Area,Paved,Private,Sloped,Wooded,Views
Roof:Metal
Sewer:Septic Installed
Parking Features:Driveway,Detached Garage
Principal Interest
$2,389
Taxes
$271
HOA
$689

Home Price

$425,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,388.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,388.51 $270.94 $689.00 $3,348.45
Yearly $28,662.17 $3,251.25 $8,268.00 $40,181.42
Total $859,865.21 $97,537.50 $248,040.00 $1,205,442.71

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Nebo, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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