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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2250 Mallard Cove Dr , Nebo, NC 28761
$1,660,000
Est. Payment: $9,329.26/mo
3 Bed
3 Bath
2632 Sqft
0.75 Acres
Status: active | Days on site: 9
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 2250 Mallard Cove Drive, an exceptional WATERFRONT James property offering a combination that is increasingly difficult to find. Situated on a gentle-graded 0.75-acre lot in a wide deep-water cove w/ roughly 360 feet of shoreline, this beautifully maintained home delivers the waterfront lifestyle buyers dream about. Known as one of the nation’s cleanest lakes, Lake James is a true mecca for the outdoor enthusiast, offering clear water, sandy beaches, breathtaking Blue Ridge Mountain views, boating, fishing, swimming, and endless opportunities to enjoy the outdoors. The property itself is designed for effortless lake living. A private watercraft ramp beside your own impressive double-decker dock w/ 2 covered lower boat slips, a storage closet, and a mechanical boat lift in one slip. A picturesque waterfront gazebo creates the perfect spot to relax, entertain, or take in the beauty of the lake. The gentle, short slope from the home to the water makes access exceptionally convenient. The home is an easily maintained ranch-style residence with a full basement, offering an ideal layout for both everyday living and entertaining. The main level welcomes you into an open-concept kitchen, living, and dining area highlighted by a beautiful shiplap vaulted ceiling and fireplace. From virtually every rear window, enjoy captivating lake views. The spacious primary suite features multiple closets, open-water views, and direct access to the covered outdoor deck. A second bedroom and updated full bath are also located on the main level. The kitchen is both stylish and functional, featuring a large island, granite countertops, and stainless-steel appliances. Downstairs, the thoughtful floor plan provides an exceptional space for family and guests to spread out. An additional bedroom and a 4th room currently used as a bedroom/flex space offer versatility. Each downstairs bedroom has its own full bath, while a separate family room in front of the bedrooms creates comfortable private living space for guests or extended family. The septic system is permitted for three bedrooms; the fourth room has historically been used as a bedroom. The outdoor living spaces are truly exceptional. Along with the waterfront gazebo and outstanding dock, the rear of the home features full-length upper and lower composite decks. The upper deck includes a screened-in area for comfortable year-round enjoyment, plus a large uncovered section perfect for soaking up the sunshine and taking in the lake views. Adding even more appeal, this is one of the few Lake James properties with short-term rental potential, making it an excellent option for those seeking a personal lake retreat, investment opportunity, or both. The property has no city taxes, very low HOA dues, and safe swimming directly off the dock. And perhaps best of all, this home is being offered 100% FURNISHED. Simply bring your suitcase and start enjoying Lake James. Turnkey. Deep water. ROUGHLY 360 feet of shoreline. Private ramp. Exceptional LARGE dock. Gentle waterfront access. Incredible outdoor living. Short-term rental potential. And all the beauty of Lake James right outside your door. Opportunities like this are exceptionally rare.

Highlights

Listed by Christie Leonard , 828-334-6365 WNC Real Estate at Lake James , 828-439-2548. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.75

HOA Fee

400 Annually

Year Built

1995

County

Burke

Neighborhood

Mallard Cove

Listing ID

4426834

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Trash Compactor, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Fire Pit,Gas Log,Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1316
Below Ground Sq Ft:1316
Basement:Bath/Stubbed,Exterior Entry,Finished,Full,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Kitchen Island, Open Floorplan, Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Sloped,Wooded,Waterfront,Boat Lift,Boat Ramp,Boat Slip (Deed),Covered structure,Dock,Paddlesport Launch Site,Personal Watercraft Lift
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit, Dock - Floating, In-Ground Irrigation, Other - See Remarks
Sewer:Septic Installed (Off Site)
Parking Features:Driveway,On Street
Principal Interest
$9,329
Taxes
$1,058
HOA
$400

Home Price

$1,660,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$332,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,329.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,329.26 $1,058.25 $400.00 $10,787.51
Yearly $111,951.08 $12,699.00 $4,800.00 $129,450.08
Total $3,358,532.33 $380,970.00 $144,000.00 $3,883,502.33

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Nebo, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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