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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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59 Captains Dr Unit 224 , Nebo, NC 28761
$80,000
Est. Payment: $409.80/mo
0 Bed
0 Bath
0 Sqft
Status: active with contingency | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Lot 224 presents an excellent opportunity to build in The Arbor at Lake James, an established gated community offering access to one of Western North Carolina’s most beautiful mountain lakes. What immediately sets this homesite apart is its terrain. In an area where building sites can often require substantial grading and site preparation, Lot 224 is remarkably level, providing an appealing and very buildable setting for your future Lake James home. The gentle terrain gives you flexibility when considering home placement, driveway design, garage access, landscaping, and outdoor living areas. Whether you envision a full time residence or a mountain lake getaway with expansive porches and gathering spaces, this property offers an inviting canvas for creating a home that fits your lifestyle. The lot has never been perc tested, allowing the next owner to evaluate septic possibilities based on their individual building plans. Depending on home placement, selective clearing, and seasonal foliage, Lot 224 also has the potential for long range mountain views during the winter months. Imagine enjoying the wooded privacy of the property throughout the warmer seasons, then watching the distant Blue Ridge Mountain views emerge as the leaves fall. One of the most valuable features of this property is deeded boat slip 105, located at The Arbor community docks off Anchor Drive. Having your own deeded slip means enjoying Lake James can begin well before construction of your future home. Spend summer mornings cruising the lake, afternoons swimming and exploring, and evenings taking in a sunset from the water. Access to the docks is becoming even more convenient. The Arbor is installing an easy golf cart path leading down to the dock area, making trips to the water simpler when carrying boating gear, coolers, and everything needed for a day on the lake. The community docks have also been redone following Hurricane Helene, and the seller has already paid the approximately $10,000 assessment associated with the new docks, providing meaningful value to the next owner. The Arbor offers a wonderful combination of privacy, natural beauty, and recreation. Community amenities include lake access, walking trails, picnic and recreation areas, as well as boat and RV storage. Fiber optic internet is also available within the community. A recent property listing in The Arbor highlights these amenities along with the mountain setting, gated entrance, Lake James access, and deeded boat slips that make the community so appealing. Lake James is surrounded by the Blue Ridge Mountains and thousands of acres of protected land, creating an exceptional setting for boating, paddling, fishing, hiking, and simply enjoying the outdoors. Lot 224 gives you the opportunity to make all of that part of everyday life. For buyers searching for Lake James land, a buildable homesite, property with a deeded boat slip, or land in The Arbor at Lake James, Lot 224 deserves a closer look. Level terrain, potential seasonal long range mountain views, deeded boat slip 105, improved community docks, and an assessment already paid by the seller create a compelling combination. Bring your builder, walk the property, visit the docks, and start imagining your place at Lake James. Lot 224 offers the opportunity to create a home designed around the mountains, the water, and the Lake James lifestyle.

Highlights

Listed by Bryan Jones , 828-773-5398 and Fletcher Edens , 828-773-5398 Keller Williams Unified , 704-799-3700. Canopy MLS mls logo

Property Type

Vacant Land

Lot/Acreage
0.92

HOA Fee

1758 Annually

County

McDowell

Neighborhood

The Arbor at Lake James

Listing ID

4414832

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Below Ground Sq Ft:0
Water:Well Needed

Exterior Features

Lot:Hilly,Level,Private,Views,Wooded,Boat Slip (Deed)
Sewer:Septic Needed
Principal Interest
$410
Taxes
$51
HOA
$1,758

Home Price

$80,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$16,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$409.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $409.80 $51.00 $1,758.00 $2,218.80
Yearly $4,917.59 $612.00 $21,096.00 $26,625.59
Total $147,527.65 $18,360.00 $632,880.00 $798,767.65

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Nebo, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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