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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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27 Anchor Dr , Nebo, NC 28761
$2,599,000
Est. Payment: $13,313.35/mo
5 Bed
5 Bath
4960 Sqft
Status: active | Days on site: 129
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Terri Bias
Operator/Brokerage Owner

House Description

Set against the dramatic backdrop of the Linville Mountains, this exceptional residence offers an elegant blend of refined mountain living, craftsmanship, and Lake James waterfront access. The home is thoughtfully designed for both gracious, entertaining and relaxed everyday living. Custom woodwork, soaring cathedral ceilings, expansive windows, and a commanding stone fireplace create a warm yet sophisticated atmosphere. The gourmet kitchen is appointed with a six-burner Wolf gas range with pot filler, Wolf double wall ovens, Sub-Zero refrigerator, and wine cooler. A light-filled sunroom offers a tranquil space to linger, while the great room provides an inviting setting for gathering beside the fireplace. The primary suite features a beautiful soaking tub, tiled shower, and custom walk-in closet. Multiple screened porches on the main and lower levels extend the living experience outdoors, with space for dining, entertaining, and grilling. The lower level is designed for effortless guest accommodations and recreation, offering a spacious den, billiard/game room, three guest bedrooms, two full bathrooms, screened porch, deck, and hot tub. A privately situated bedroom or office above the garage includes a full bathroom, providing additional flexibility for guests or work-from-home living. Outside, the property embraces its Lake James setting with lake views, a floating dock, double boat lifts, and sun deck. Framed by pristine mountain rivers, wooded slopes, and the grandeur of the Linville Mountain Gorge, Lake James provides a distinctive setting where sophisticated comfort and the enduring beauty of the mountains and water come together. *Home includes a rare and coveted tram incline system providing easy lake access for you and your boating supplies down to the boat dock. *Sold furnished; Buyer's choice of 2016 Chaparral 21 H2O Bowrider 225hp inboard/outboard; OR 2016 Stratos 186 Bass boat 115hp Mercury Optimax, with trolling motor.

Highlights

Listed by Janet Blake , 828-450-5359 Ivester Jackson Blackstream , 828-367-9001. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.87

HOA Fee

990 Annually

Year Built

2006

County

McDowell

Neighborhood

The Arbor at Lake James

Listing ID

4363728

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Double Oven, Electric Water Heater, Exhaust Hood, Gas Range, Microwave, Refrigerator with Ice Maker, Self Cleaning Oven, Wall Oven, Washer/Dryer, Water Softener, Wine Refrigerator
Air Cond:Central Air
Fireplaces:Den,Gas Log,Gas Vented,Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3190
Below Ground Sq Ft:1770
Basement:Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • Additional:Attic Walk In, Breakfast Bar, Built-in Features, Entrance Foyer, Hot Tub, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Level,Sloped,Steep Slope,Wooded,Views,Waterfront,Boat Lift,Dock,Paddlesport Launch Site,Paddlesport Launch Site - Community
Roof:Architectural Shingle
Others:
  • Additional:Above Ground Hot Tub / Spa, Dock - Floating, Hot Tub
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Front
Principal Interest
$13,313
Taxes
$1,657
HOA
$990

Home Price

$2,599,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$519,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,313.35

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $13,313.35 $1,656.86 $990.00 $15,960.21
Yearly $159,760.15 $19,882.35 $11,880.00 $191,522.50
Total $4,792,804.38 $596,470.50 $356,400.00 $5,745,674.88

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Nebo, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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