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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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42640 Moonshine Dr , New London, NC 28127
$674,900
Est. Payment: $3,457.17/mo
3 Bed
2 Bath
1783 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

SELLER TO PAY BUYER’S CLOSING COSTS with an acceptable offer! Due to the seller’s personal circumstances changing, the seller is motivated to sell and welcomes all reasonable offers. Welcome to this gorgeous lakefront retreat on Badin Lake in New London—set on a private 1.22-acre lot with breathtaking views of the Uwharrie Mountains and the National Forest. This beautifully updated 3-bedroom, 2-bath cottage (1,783 sq. ft.) offers the perfect blend of privacy, comfort, and year-round lake living. Step inside to new LVP flooring on both levels. The kitchen has been completely refreshed with granite countertops, a stylish backsplash, updated appliances, a new sink/faucet, updated lighting, and fresh paint. The bright living spaces feature updated lighting and fresh interior paint, plus wood-burning fireplaces in both the main-level living room and the lower-level entertainment room—perfect for cozy evenings. The bedrooms have been updated with paint throughout, and both bathrooms have been beautifully remodeled. Additional improvements include a refinished staircase leading to a charming rustic-style basement, a fully functioning second kitchen with new granite countertops and backsplash, and new basement appliances. You’ll also enjoy an entertainment/family room with updated lighting. The lower-level bed/bonus room has a closet; note: there are no windows. Outdoor living is just as impressive, featuring a fully screened wraparound slate patio with a hot tub, a freshly stained/painted wraparound upper deck, new water lines, and a new well pump system. Enjoy peace of mind with a metal roof installed less than five years ago, added privacy from chain-link fencing, and multiple storage options including a workshop/storage shed and an additional storage building near the pier. The true showstopper is the waterfront setting—enjoy easy access to the lake and pier via stairs or driveway. This move-in-ready getaway is a rare opportunity to experience peaceful lakefront living with stunning mountain and forest views. SELLER TO PAY BUYER’S CLOSING COSTS with an acceptable offer! Due to the seller’s personal circumstances changing, the seller is motivated to sell and welcomes all reasonable offers.

Highlights

Listed by Mark Walters , 704-202-5870 Home Realty and Mortgage LLC , 704-633-2900. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.22

Year Built

1977

County

Stanly

Neighborhood

Tall Whit Lake

Listing ID

4380413

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Living Room,Wood Burning
Above Ground Sq Ft:924
Below Ground Sq Ft:859
Basement:Exterior Entry,Finished,Interior Entry
Other:
  • Additional:Pantry, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Private,Rolling Slope,Wooded,Views,Waterfront,Boat Slip (Lease/License),Pier,Other - See Remarks
Zoning:R-20
Roof:Metal
Others:
  • Additional:Hot Tub
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$3,457
Taxes
$430

Home Price

$674,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$134,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,457.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,457.17 $430.25 $0.00 $3,887.42
Yearly $41,486.00 $5,162.99 $0.00 $46,648.99
Total $1,244,580.10 $154,889.55 $0.00 $1,399,469.65

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (New London, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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