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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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6354 Gingercake Rd , Newland, NC 28657
$429,000
Est. Payment: $2,197.55/mo
3 Bed
2 Bath
1507 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

With the authentic and timeless appeal of one of Gingercake Acres' original mountain cottages, this 3BR/2BA beauty brings all the charm! Secluded and private, it sits on a 1.37 acre double lot at approximately 3,500 Ft elevation with spacious, level outdoor areas bordered by beds of wildflowers. Feather-edge siding, warm knotty pine walls, wood floors, beamed ceilings, a wood-burning stone fireplace, skylights, and original retro baths give this cottage the kind of character you just can't recreate. Native rhododendron, mountain laurel and woodsy views from every oversized window. Envision cool mountain mornings on the side screened porch which opens to a freeform deck that follows the curves of the little mountain stream! Separate free-standing single garage with attached woodshed plus a laundry/workshop/storage room. Bring your mountain adventure gear because Gingercake Acres borders the Pisgah National Forest and the Linville Gorge Wilderness Area. High speed Spectrum fiber internet is available. To be sold mostly furnished with the exception of personal items and the corner cabinet in living room. Don't miss the neighborhood recreation area with heated pool, tennis/pickle ball, and rustic clubhouse.
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Highlights

Listed by Bobbie McCombs , 828-443-8381 McCombs & Hoke Real Estate , 828-437-7766. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
1.37

HOA Fee

905 Annually

Year Built

1959

County

Burke

 Neighborhood

Gingercake Acres

Listing ID

4412931

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Refrigerator
Air Cond:Ceiling Fan(s)
Fireplaces:Living Room
Floor:Wood
Above Ground Sq Ft:1507
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Open Floorplan, Split Bedroom, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Corner Lot,Level,Private,Creek/Stream,Wooded
Zoning:RMU
Roof:Architectural Shingle
Others:
  • ▪ Additional:Outdoor Shower
Sewer:Septic Installed
Parking Features:Circular Driveway,Detached Garage
Principal Interest
$2,198
Taxes
$273
HOA
$905

Home Price

$429,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$85,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,197.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,197.55 $273.49 $905.00 $3,376.03
Yearly $26,370.57 $3,281.85 $10,860.00 $40,512.42
Total $791,117.00 $98,455.50 $325,800.00 $1,215,372.50

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Newland, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T14:14:07.000Z

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