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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1410 Mays Chapel Church Rd , Newton, NC 28658
$359,000
Est. Payment: $2,017.59/mo
3 Bed
3 Bath
1418 Sqft
1.91 Acres
Status: active | Days on site: 98
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Terri Bias
Operator/Brokerage Owner

House Description

USDA 100% FINANCING FOR QUALIFIED BUYERS! 1.91 ACRES | BEAUTIFULLY RENOVATED | $359,000 Nearly 2 acres of open, gently sloping land, a beautifully renovated home, a full walk-out basement, and a 738 sq. ft. barn—all for $359,000. That's a lot of opportunity in one property! With no wooded areas to clear, there's room to bring your ideas to life. Imagine beautiful gardens, outdoor entertaining spaces, room for hobbies, or simply enjoying the privacy and freedom that come with having a little more land. Whether your plans are big or small, this property offers the space and flexibility to make it your own. And the best part? The home is already beautifully updated and ready to enjoy! Extensively renovated in 2025, this inviting 3-bedroom, 2.5-bath home offers fresh, bright interiors and a comfortable, welcoming layout. The kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, a spacious peninsula, and open shelving. The possibilities don't stop at the main level! A full unfinished walk-out basement offers valuable additional space for storage, hobbies, or future plans, while the 738 sq. ft. barn provides even more flexibility for projects, equipment, and all those things that need a place of their own. You'll love the covered front and back porches with their beautiful stained wood ceilings. They're the perfect places to start your morning, gather with friends, or unwind at the end of the day while enjoying the surrounding property. And there's plenty to appreciate behind the scenes, too! Major improvements include a new roof, a new septic system installed in 2024, updated electrical and plumbing, plus an HVAC system and water heater that are only a few years old. More than a beautifully renovated home, this is room for your ideas, your lifestyle, and whatever comes next. Come see the possibilities! Listing agent has ownership interest in the property.

Highlights

Listed by Eileen O'Neill , 704-287-2889 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.91

Year Built

1965

County

Catawba

Neighborhood

None

Listing ID

4394450

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Exhaust Hood
Air Cond:Central Air
Fireplaces:
Floor:Tile,Vinyl
Above Ground Sq Ft:1418
Basement:Basement Garage Door,Exterior Entry,Interior Entry,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Open Floorplan, Pantry, Master on Main
Water:Well

Exterior Features

Lot:Cleared,Rolling Slope,Wooded
Lot Dimensions:246x272.99x267.10x399.26
Zoning:R-20
Roof:Architectural Shingle
Others:
  • ▪ Additional:Storage
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$2,018
Taxes
$229

Home Price

$359,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,017.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,017.59 $228.86 $0.00 $2,246.45
Yearly $24,211.11 $2,746.35 $0.00 $26,957.46
Total $726,333.20 $82,390.50 $0.00 $808,723.70

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Newton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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