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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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12 Ruth Ave , Newton, NC 28658
$264,997
Est. Payment: $1,357.44/mo
3 Bed
2 Bath
1434 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 12 Ruth Avenue, a beautifully updated 3-bedroom, 2-bath home situated on approximately 0.65 acres in Newton. From the moment you step inside, you will appreciate the comfortable layout, inviting atmosphere, and thoughtful combination of classic character and modern improvements. This home offers plenty of space for everyday living, entertaining guests, working from home, or simply relaxing at the end of the day. Beautiful hardwood floors add warmth and timeless character throughout the home. The living area is centered around a traditional wood-burning fireplace, creating a cozy gathering place for family and friends. Whether you are enjoying a quiet evening at home, hosting a holiday celebration, or watching the game with guests, this space is designed to feel comfortable and welcoming. The kitchen combines style, convenience, and functionality. It features stainless-steel Whirlpool appliances, generous cabinet storage, and soft-close cabinet doors and drawers. The durable LifeProof flooring provides an attractive, low-maintenance surface that is well suited for daily use. There is ample space for preparing meals, storing kitchen essentials, and gathering together. The stainless-steel appliances complement the cabinetry and give the kitchen a clean, updated appearance. The home includes three comfortable bedrooms, offering flexibility for a variety of needs. Use the additional rooms for family members, overnight guests, a home office, hobby room, exercise space, or a combination of uses. Spacious walk-in closets provide valuable storage and help keep everyday belongings organized. With two full bathrooms, the home offers added convenience for both residents and guests. LifeProof flooring in the bathrooms provides durability while maintaining a coordinated look with the kitchen. Window shades have already been installed, saving the new owner time and expense while providing privacy from the first day. Throughout the home, the thoughtful features and practical updates make it easy to settle in and begin enjoying the property without taking on a long list of immediate projects. The approximately 0.65-acre lot provides room to enjoy the outdoors, entertain, garden, play, or simply relax in your own surroundings. The property offers a welcome sense of space while remaining manageable for routine care and maintenance. It is an ideal setting for anyone who wants more outdoor room than a typical neighborhood lot can provide. This home delivers the features many buyers are searching for: three bedrooms, two bathrooms, hardwood floors, a wood-burning fireplace, stainless-steel appliances, soft-close cabinetry, walk-in closets, durable flooring, installed window shades, and a generous lot. The combination of indoor comfort and outdoor space makes the property suitable for first-time buyers, growing households, downsizers, or anyone looking for a comfortable place to call home. Every room offers an opportunity to make the home your own. Arrange the living area around the fireplace, create a dedicated office or guest room, enjoy meals prepared in the updated kitchen, and take advantage of the additional storage provided by the walk-in closets. The layout is functional for everyday life while still offering the flexibility to change as your needs evolve. The warm hardwood flooring and traditional fireplace bring character to the home, while the stainless-steel Whirlpool appliances, LifeProof flooring, and soft-close cabinetry provide the modern conveniences today’s buyers appreciate. These features come together to create a property that feels established, comfortable, and ready for its next chapter. If you have been searching for a move-in-ready home with character, practical updates, abundant storage, and nearly two-thirds of an acre, 12 Ruth Avenue deserves your attention. This property offers a wonderful opportunity to enjoy comfortable living with room to grow, gather, and create lasting memories.

Highlights

Listed by Dave Fontana , 718-483-4179 Shook & Tarlton Realty LLC , 828-324-9780. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.65

Year Built

1955

County

Catawba

Neighborhood

Rowe Estates

Listing ID

4414166

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Microwave, Refrigerator with Ice Maker
Air Cond:Central Air
Fireplaces:Den,Wood Burning
Floor:Carpet,Vinyl,Wood
Above Ground Sq Ft:1434
Below Ground Sq Ft:0
Other:
  • Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,357
Taxes
$169

Home Price

$264,997

Loan Details

30 yrs
6.625%

Down Payment

20%
$52,999
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,357.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,357.44 $168.94 $0.00 $1,526.38
Yearly $16,289.33 $2,027.23 $0.00 $18,316.55
Total $488,679.79 $60,816.81 $0.00 $549,496.60

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Newton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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