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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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6 Cape Ln , North Topsail Beach, NC 28460
$1,500,000
Est. Payment: $7,683.73/mo
4 Bed
5 Bath
3040 Sqft
Status: active | Days on site: 93
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Custom coastal construction in the sought-after Cape Island community of North Topsail Beach. A reverse floor plan puts the main living space, kitchen, and wraparound porches on the upper level, where wide-open windows and multiple decks capture partial water views and the coastal breeze. Inside, the finishes speak for themselves: site-finished hardwood floors, custom trim accent walls, designer lighting, a gas cooktop, built-in Thermador appliances, and a tankless water heater. Two primary suites, one on the main level and one downstairs, each with its own spa-style bath, give this home rare flexibility for multi-generational living or hosting guests in comfort. One primary bath is a standout, finished with smooth 24x48 custom tile in the walk-in shower and soaking tub. Four bedrooms and 4.5 baths span 3,040 square feet across three floors, all connected by elevator. Step outside and the Cape Island lifestyle takes over: private deeded beach access, a community pool, a boat ramp, and a clubhouse. A boat dock is available for separate purchase. A four-car tandem garage, outdoor shower, covered deck, lower patio, and multiple porches round out a home that's as easy to live in as it is to look at. Partially furnished and turnkey, this home is also a proven investment opportunity. Short-term rental possibilities make this a great investment. Priced to sell, schedule your showing today. Additional photos, floor plan, and a video walkthrough are available on request

Highlights

Listed by Amy Fann , 919-422-6499 HomeTowne Realty , 919-550-7355. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

1200 Annually

Year Built

2025

County

Onslow

Neighborhood

Cape Island

Listing ID

10169359

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Built-In Electric Oven, Cooktop, Dishwasher, Exhaust Fan, Gas Cooktop, Microwave, Plumbed For Ice Maker, Range Hood, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater, Oven, Washer, Wine Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Heat Pump,Zoned
Fireplaces:
Floor:Ceramic Tile,Hardwood,Tile,Wood
Above Ground Sq Ft:3040
Below Ground Sq Ft:0
Other:
  • Additional:Bathtub/Shower Combination, Beamed Ceilings, Ceiling Fan(s), Crown Molding, Double Vanity, Dressing Room, Dual Closets, Elevator, Entrance Foyer, High Ceilings, Kitchen Island, Kitchen/Dining Room Combination, Open Floorplan, Pantry, Master Downstairs, Quartz Counters, Recessed Lighting, Second Primary Bedroom, Separate Shower, Smooth Ceilings, Walk-In Closet(s), Walk-In Shower, Water Closet
Water:Public

Exterior Features

Roof:Metal
Others:
  • Additional:Rain Gutters, Covered, Deck, Patio, Porch, Rear Porch, Wrap Around
Sewer:Public Sewer
Parking Features:Garage Door Opener,Paver Block
Principal Interest
$7,684
Taxes
$274
HOA
$1,200

Home Price

$1,500,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$300,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,683.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,683.73 $273.75 $1,200.00 $9,157.48
Yearly $92,204.78 $3,285.00 $14,400.00 $109,889.78
Total $2,766,143.35 $98,550.00 $432,000.00 $3,296,693.35

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (North Topsail Beach, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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