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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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21856 Farmridge Ln , Oakboro, NC 28129
$1,150,000
Est. Payment: $6,463.04/mo
4 Bed
5 Bath
3558 Sqft
5.1 Acres
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

Custom-built 2025 modern farmhouse on 5+ private, wooded acres in Oakboro — where designer style meets true country living. The white brick exterior with board-and-batten gables, cedar-wrapped posts and black-framed windows makes a striking first impression, welcomed by a rocking-chair covered front porch. Inside, rich wood-look plank flooring runs throughout a bright, open floor plan. The vaulted great room is anchored by a floor-to-ceiling whitewashed brick fireplace with a reclaimed-wood mantel and flows into the kitchen and casual dining. The chef's kitchen is a showstopper: crisp white cabinetry to the ceiling, quartz countertops, a custom wood vent hood, tile backsplash, pot filler, stainless appliances with double wall ovens, and an oversized stained-wood island with seating beneath brass lantern pendants. A walk-in pantry and a separate formal dining room with a dramatic chandelier complete the entertaining spaces, and a dedicated home office sits just off the foyer. The primary suite enjoys its own private wing with a sitting area, wooded views, and a spa-inspired bath featuring a double vanity, separate makeup vanity, designer gold fixtures, and a large tiled walk-in shower with rainfall head and pebble-stone floor — plus an enormous walk-in closet connecting directly to the laundry room. Three additional bedrooms, well-appointed baths, a drop-zone/mudroom off the garage, and a powder room round out the main level, while upstairs offers a spacious bonus room with walk-in storage — perfect for a media room, playroom, gym or guest suite. Step outside to a homesteader's dream. The oversized covered rear porch features a stained tongue-and-groove ceiling, recessed lighting and a ceiling fan, with room to dine and grill while overlooking the private backyard. The fully fenced yard is already set up for country living with custom chicken coops and covered runs, an animal shelter, and galvanized raised garden beds — bring your chickens, plant your garden, and enjoy room to roam. An oversized side-load 3-car garage and expansive concrete driveway provide ample parking for vehicles, trailers and toys. Offering approximately 3,558 heated square feet, 4 bedrooms and 3 full/2 half baths on 5+, wooded acres in Stanly County, this one-of-a-kind custom home delivers high-end finishes, privacy and land for the lifestyle you've been dreaming of. Square footage per third-party measurement; buyer to verify all information, acreage and schools.

Highlights

Listed by Larry Thompson , 704-965-1777 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
5.1

Year Built

2026

County

Stanly

Neighborhood

Farmridge Estates

Listing ID

4426475

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Electric Range, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater
Air Cond:Central Air
Fireplaces:Great Room
Floor:Carpet,Vinyl
Above Ground Sq Ft:3558
Other:
  • ▪ Additional:Attic Other, Garden Tub, Kitchen Island, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Wooded
Zoning:RA
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Attached Garage
Principal Interest
$6,463
Taxes
$733

Home Price

$1,150,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,463.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,463.04 $733.13 $0.00 $7,196.16
Yearly $77,556.47 $8,797.50 $0.00 $86,353.97
Total $2,326,694.09 $263,925.00 $0.00 $2,590,619.09

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Oakboro, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T07:47:06.000Z

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