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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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35 Elderberry Dr , Old Fort, NC 28762
$999,999
Est. Payment: $5,122.48/mo
3 Bed
4 Bath
2542 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Custom Mountain Retreat with Panoramic Lake Lure & Mountain Views! Experience the craftsmanship and character of a truly custom-built mountain home, where warm wood finishes, dramatic architectural details, and spectacular long-range views create an unforgettable Western North Carolina retreat. Privately situated on nearly 10 acres, which includes 5 total parcels with additional potential build sites, (one of which has an existing well and driveway), this distinctive home overlooks Lake Lure in the valley below, framed by layers of surrounding mountains. Designed to embrace its extraordinary setting, the home offers multiple outdoor living spaces, including an expansive wraparound porch, screened porch, deck, and spacious sunroom. Whether enjoying morning coffee, dining outdoors, or simply watching the mountains change with the seasons, there are endless opportunities to take in the scenery and peaceful mountain atmosphere. Inside, rich wood finishes, soaring ceilings, and handcrafted details showcase the quality and character of the custom construction. Impressive floor-to-ceiling fireplaces anchor the living spaces and add to the home's warm, rustic elegance. The thoughtfully designed main level offers comfortable everyday living with a primary suite and private bath, kitchen and dining areas, foyer, laundry/half bath, and easy access to the screened porch and deck through double doors. The light-filled kitchen provides abundant cabinetry and flows naturally into the home's gathering and outdoor spaces. Upstairs, a spacious loft currently serves as a family room and is joined by an additional bedroom with en suite bath, another full bath, and beautiful mountain views. The lower level provides another inviting living area centered around a fireplace, along with a generously sized bedroom and en suite bath. A garage and workshop offer valuable storage and functional space for mountain living. Located within the gated Gateway Mountain community, residents enjoy access to private natural amenities including Lake George, Waterfall Park, and Picnic Lake. Short-term rentals are permitted, adding flexibility for those considering a primary residence, second home, or investment property. Most furnishings are negotiable, creating the possibility of a more turnkey purchase. Convenient to Interstate 40 and within reach of Asheville, Lake Lure, and many of Western North Carolina's most popular destinations, this exceptional property offers the privacy of a mountain escape without sacrificing accessibility. Custom craftsmanship. Warm wood interiors. Expansive porches. And breathtaking views stretching across Lake Lure and the surrounding mountains. This is mountain living at its finest. Schedule your private showing and experience the views for yourself.

Highlights

Listed by Andrea Pennell , 828-312-8920 True North Realty , 828-307-0099. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
9.46

HOA Fee

1407 Annually

Year Built

2002

County

McDowell

Neighborhood

Gateway Mountain

Listing ID

4414857

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Gas
Floor:Laminate,Wood
Above Ground Sq Ft:1910
Below Ground Sq Ft:632
Basement:Basement Garage Door,Basement Shop,Bath/Stubbed,Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • Additional:Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Private,Wooded,Views
Zoning:RUR-HMST
Roof:Metal
Sewer:Septic Installed
Parking Features:Attached Garage
Principal Interest
$5,122
Taxes
$637
HOA
$1,407

Home Price

$999,999

Loan Details

30 yrs
6.625%

Down Payment

20%
$200,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,122.48

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,122.48 $637.50 $1,407.00 $7,166.98
Yearly $61,469.79 $7,649.99 $16,884.00 $86,003.78
Total $1,844,093.72 $229,499.77 $506,520.00 $2,580,113.49

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Old Fort, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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