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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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265 Raven Top Dr , Penrose, NC 28766
$499,000
Est. Payment: $2,804.40/mo
3 Bed
3 Bath
1971 Sqft
0.68 Acres
Status: active | Days on site: 8
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NCM11291 - 79302
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Terri Bias
Operator/Brokerage Owner

House Description

A peaceful mountain retreat nestled among the trees, offering privacy, comfort, and easy living in the heart of Western North Carolina. This well-maintained home, just 14 years old, offers the appeal of a newer home with thoughtful updates and features designed for everyday enjoyment. The main level offers a desirable primary suite with a spacious bath featuring both a walk-in shower and soaking tub, along with his-and-her closets. The inviting kitchen flows into the living area, where a wood-burning fireplace creates a cozy gathering space. A convenient laundry room and half bath complete the main level. Upstairs, a flexible den/office provides space for work, hobbies, or relaxation, while two additional bedrooms and a full bath offer comfortable accommodations. Abundant closets and generous storage tucked into the upstairs eaves provide plenty of room for belongings. Recent improvements include luxury vinyl flooring added in 2024 and a new refrigerator, range, and dishwasher in 2024. The spacious deck has been recently restained and offers a wonderful place to relax, entertain, or simply enjoy the wooded surroundings and lovely views. A fenced portion of the yard provides designated outdoor space for pets. The home also features Trane heating and air systems, a radon mitigation system, spacious two-car garage, and Hardy board siding for a durable, low-maintenance exterior. The septic system was pumped in 2025. The flat driveway can accomodate several cars for ample parking outside of the two car garage. Surrounded by trees and natural beauty, this private setting offers a welcome sense of escape without sacrificing the comforts of a well-appointed home. With its combination of mountain ambiance, functional living spaces, thoughtful updates, and low-maintenance features, this is a special opportunity to enjoy the Western North Carolina lifestyle.

Highlights

Listed by Caroline Ericksen , 803-448-1374 Coldwell Banker Advantage , 828-233-3100. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.68

Year Built

2011

County

Transylvania

Neighborhood

Sunnydale

Listing ID

4416645

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
Air Cond:Heat Pump
Fireplaces:Living Room
Above Ground Sq Ft:1971
Other:
  • ▪ Additional:Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Sloped,Steep Slope
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Attached Garage
Principal Interest
$2,804
Taxes
$318

Home Price

$499,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,804.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,804.40 $318.11 $0.00 $3,122.51
Yearly $33,652.76 $3,817.35 $0.00 $37,470.11
Total $1,009,582.91 $114,520.50 $0.00 $1,124,103.41

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Penrose, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T21:50:07.000Z

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