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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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144 Cliff Side Trl , Pilot Mountain, NC 27041
$330,000
Est. Payment: $1,854.61/mo
3 Bed
2.5 Bath
2127 Sqft
3.97 Acres
Status: active | Days on site: 14
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Terri Bias
Operator/Brokerage Owner

House Description

ONLINE-ONLY REAL ESTATE AUCTION, LIST PRICE IS CURRENT HIGH BID PLUS BUYER'S PREMIUM. Discover a rare combination of comfortable living, usable acreage and beautiful creek frontage at 144 Cliff Side Trail in Pilot Mountain. Situated on approximately 3.97 acres, this 2,127-square-foot home offers 3 bedrooms, 2.5 bathrooms and hardwood floors. A screened porch overlooks the broad, historic Toms Creek, which flows into the Ararat River, providing a peaceful setting for relaxing and enjoying the surrounding natural beauty. The property also includes a detached garage with separate living quarters, offering excellent possibilities for guests, extended family, a home office or additional recreational space. This distinctive Pilot Mountain property offers privacy, room to roam and a scenic waterfront setting—all being offered through online-only auction. Open house events scheduled October 3rd, 2026 at Noon and October 11th, 2026 at 2PM. Auction closes Thursday, October 15, 2026 at 6:00 PM.

Highlights

Listed by T. Kyle Swicegood , 336-751-4444 The Swicegood Group, Inc. , 336-751-4444. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage
3.97

Year Built

1996

County

Surry

Neighborhood

None

Listing ID

1237128

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater
Air Cond:Heat Pump
Fireplaces:Living Room
Basement:Crawl Space
Other:
  • ▪ Additional:Master on Main
Water:Well

Exterior Features

Sewer:Septic Tank
Principal Interest
$1,855
Taxes
$210

Home Price

$330,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$66,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,854.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,854.61 $210.38 $0.00 $2,064.99
Yearly $22,255.33 $2,524.50 $0.00 $24,779.83
Total $667,660.04 $75,735.00 $0.00 $743,395.04

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Pilot Mountain, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2024 Triad MLS, Inc. All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. This site will be monitored for ‘scraping’ and any use of search facilities of data on the site other than by potential buyers/sellers is prohibited. All Sale data is for informational purposes only and is not an indication of a market analysis or appraisal. Properties marked with the Triad MLS, Inc. icon are provided courtesy of the Triad MLS, Inc.’s, Internet Data Exchange Database.

Data last updated: 2026-10-14T02:06:17.000Z

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