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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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98 Summit Terrace Dr , Pittsboro, NC 27312
$1,925,000
Est. Payment: $9,860.79/mo
5 Bed
7 Bath
4492 Sqft
Status: active | Days on site: 21
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

A Modern Estate Home Designed for Luxury Living Welcome to one of Summit Terrace's signature homes—an extraordinary custom residence that blends timeless architecture with modern luxury in one of Chatham County's most desirable settings. Perfectly positioned on a 1.27-acre homesite backing to more than 15 acres of protected wooded common area, this exceptional property offers the privacy, tranquility, and natural beauty that discerning buyers rarely find. Encompassing approximately 4,493 square feet of heated living space, this thoughtfully designed home features five bedrooms, four full bathrooms, two powder rooms, a spacious bonus room, and an open loft overlooking the spectacular two-story great room. Every detail has been carefully considered to create a home that is equally suited for elegant entertaining and comfortable everyday living. The striking exterior showcases an elegant combination of brick veneer and premium cement fiber siding, highlighted by steep architectural rooflines, dramatic front-facing gables, oversized windows, and refined architectural detailing. The welcoming covered front porch leads into an impressive foyer where soaring ceilings and expansive sightlines immediately reveal the home's exceptional craftsmanship and scale. At the heart of the home is a spectacular gourmet kitchen featuring an oversized center island, professional-style appliance layout, abundant cabinetry, a separate scullery pantry, and a spacious dining area that flows seamlessly into the dramatic two-story great room. Large glass doors open onto a vaulted covered rear porch, creating the perfect indoor-outdoor living experience while overlooking the peaceful wooded backdrop. The luxurious first-floor owner's suite is designed as a private retreat with a cathedral ceiling, oversized walk-in closet, spa-inspired bath featuring a freestanding soaking tub, zero-entry shower, and direct access to the outdoor living spaces. A private guest suite on the main level provides exceptional comfort for overnight visitors or multi-generational living. Upstairs, family and guests will enjoy three additional bedrooms, each with convenient bath access, a generous loft overlooking the great room, and a large bonus room that can easily serve as a media room, fitness studio, home office, or playroom. The intelligent floor plan offers outstanding flexibility for today's lifestyle while maintaining an elegant flow throughout the home. Car enthusiasts and hobbyists will appreciate the oversized three-car garage, offering generous storage and flexibility for vehicles, golf carts, or workshop space. The setting is every bit as impressive as the home itself. The backyard opens to over 15 acres of preserved wooded common area, providing exceptional privacy, beautiful natural views, and the feeling of owning a private estate without the maintenance of additional acreage. Whether enjoying morning coffee on the covered porch, entertaining family and friends, or simply taking in the peaceful surroundings, this homesite offers a level of serenity that is increasingly difficult to find. This remarkable residence represents the perfect balance of sophisticated design, luxury finishes, generous living spaces, and an unmatched natural setting—an exceptional opportunity to own a custom-crafted estate home in the prestigious Summit Terrace community.

Highlights

Listed by Rex Osborne , 919-880-7516 Windjam Properties , 919-883-8528. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
1.27

HOA Fee

475 Quarterly

Year Built

2026

County

Chatham

Neighborhood

To Be Added

Listing ID

10184073

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:7
  • Full Bathrooms:5
  • 1/2 Bathrooms:2
Appliances:Built-In Refrigerator, Cooktop, Dishwasher, Double Oven, Gas Cooktop, Oven, Range Hood, Refrigerator, Stainless Steel Appliance(s)
Air Cond:Ceiling Fan(s),Electric,Heat Pump
Fireplaces:Family Room,Gas,Glass Doors,Living Room,Masonry,Outside,Raised Hearth,Stone,See Remarks
Floor:Carpet,Hardwood,Tile,Wood,See Remarks
Above Ground Sq Ft:4492
Below Ground Sq Ft:0
Other:
  • Additional:Beamed Ceilings, Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Crown Molding, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Smooth Ceilings, Soaking Tub, Stone Counters, Storage, Vaulted Ceiling(s), Walk-In Closet(s), Bonus Room
Water:Public

Exterior Features

Lot Dimensions:161 x 230 x 159 x 83 x 83 x 280
Roof:Asphalt,Shingle
Others:
  • Additional:Barbecue, Outdoor Grill, Rain Gutters, Covered, Patio, Rear Porch
Sewer:Septic Tank
Parking Features:Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$9,861
Taxes
$1,227
HOA
$475

Home Price

$1,925,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$385,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,860.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,860.79 $1,227.19 $475.00 $11,562.98
Yearly $118,329.47 $14,726.25 $5,700.00 $138,755.72
Total $3,549,883.97 $441,787.50 $171,000.00 $4,162,671.47

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pittsboro, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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